329 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 329 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	6 bd · 3 ba · 5,142 sqft · built 1800
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$1,630,000 (Nov 2014)
Tax Bill	$61,211 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`458-01-02-010`

Property Details

APN / Parcel Number

Primary APN	`458-01-02-010`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	3 Units
Stories	2 Stories
Building Area	5,142 sqft Total Area
1st Floor Area	2,022 sqft
Upper Floors Area	3,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	134 ft deep x 80 ft wide
Porch	Slab
Porch Area	1,802 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	329 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-1500
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -327 & 329 E BAY ST SITE NAME -329 1/2 EAST BAY ST
Legal Subdivision	E BAY ST
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	5100

Owner

329 E Bay St, a commercial property, is owned by a company that bought it in November 2014.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	95 BROAD ST, CHARLESTON, SC 29401-2202
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK NA
May 25, 2017	Grant Deed, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2014 · Amount on File
Deed Sale	Nov 7, 2014 · Amount on File
Deed Book / Page	439 / 707
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	329 E BAY ST, CHARLESTON, SC 29401-1500
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 KING ST, CHARLESTON, SC 29403-7504

Mortgage

Document Number	0009580069
Date	Feb 5, 2021
Book Page	958/69

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 25, 2017
Property Address	329 E BAY ST, CHARLESTON, SC 29401-1500
Book / Page	000640 / 000430
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	329 E BAY ST CHARLESTON SC 294011500, CHARLESTON, SC 29401-1500

Mortgage

Document Number	0640/0430
Date	May 25, 2017
Book Page	000640/000430

Lender

Name	SOUTH ST BK
Type	Bank
Address	520 GERVAIS ST, COLUMBIA, SC 29201-3046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	May 24, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 329 E Bay St was $61,211, up 10.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$61,211.00 (+10.53%)	$3,734,500 (+1,812.48%) Land $2,766,400 Building $968,100	$3,734,500 Land $2,766,400 Building $968,100
2024	$55,378.00	$195,270
2022	$51,564.00	$195,270	$3,266,600 Land $2,660,000 Building $606,600
2020			$3,266,600 Land $2,660,000 Building $606,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 329 E Bay St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 329 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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