341 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 341 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,918 sqft · built 2017
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on Record
Last Sale	$497,000 (Feb 2018)
Tax Bill	$5,024 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28906-07-03`

Property Details

APN / Parcel Number

Primary APN	`28906-07-03`
Alternative APNs	`R28906-07-03` `01957323`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,918 sqft Heated Area
Gross Area	5,616 sqft
1st Floor Area	2,982 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	774 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957323
Street Address	341 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 8 69.3X55.7X153.8X109X67.1X 144.5X471.9 #SU WOODCREEK FARMS AREA D17
Legal Subdivision	WOODCREEK
Legal Lot Number	8,69
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage NEW AMERICAN FNDG
May 17, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	20186521
Deed Book / Page	2278 / 561
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	341 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2581/2664
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2581/2664
Date	Jan 31, 2021
Book Page	002581/002664
Instrument	6284

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 17, 2018
Property Address	341 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2303/3317
Book / Page	002303 / 003317
Instrument Date	May 15, 2018
Instrument	33092
Transaction Type	Transfer
Record Updated	Mar 31, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,412.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
Investor	Possibly a Property Investor

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 5, 2018
Property Address	341 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2278/0561
Book / Page	002278 / 000561
Instrument Date	Feb 2, 2018
Instrument	6521
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,838.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 BLUESTEM DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2278/0565
Date	Feb 5, 2018
Book Page	002278/000565
Instrument	6522

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,024.00 (+17.44%)		$889,560 (+78.99%)
2023	$4,278.00 (-5.29%)
2021	$4,517.00	$19,880	$497,000 Land $100,000 Building $397,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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