327 Bluestem Dr, Elgin, SC 29045 Property Records

Richland County property record for 327 Bluestem Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,255 sqft · built 2018
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Oct 2020)
Tax Bill	$6,015 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage May 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28905-11-04`

Property Details

APN / Parcel Number

Primary APN	`28905-11-04`
Alternative APNs	`R28905-11-04` `01957243`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,255 sqft Heated Area
Gross Area	5,468 sqft
1st Floor Area	2,677 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	792 sqft
Porch	Slab
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01957243
Street Address	327 BLUESTEM DR
City	ELGIN
State	SC
Zip	29045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 14 132.7X176.7X133.6X167.7 #SU WOODCREEK FARMS AREA D17 #PR RB2301-288
Legal Subdivision	WOODCREEK
Legal Lot Number	14,132
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2065
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 BLUESTEM DR, ELGIN, SC 29045-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer · VA Mortgage ANGEL OAK HM LOANS
May 7, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage USAA
Aug 15, 2017	Grant Deed, Construction Loan · Line of Credit BRANCH BK&TR
Apr 11, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	202053715
Deed Book / Page	2537 / 3022
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 8, 2020
Property Address	327 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2537/3022
Book / Page	002537 / 003022
Instrument Date	Sep 10, 2020
Instrument	53715
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 BLUESTEM DR ELGIN SC 290452103, ELGIN, SC 29045-2103

Mortgage

Document Number	2537/3025
Date	Oct 8, 2020
Book Page	002537/003025
Instrument	53716

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 7, 2018
Property Address	327 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2301/0289
Book / Page	002301 / 000289
Instrument Date	May 2, 2018
Instrument	29967
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 BLUESTEM DR ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2301/0293
Date	May 7, 2018
Book Page	002301/000293
Instrument	29968

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	2%

August 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 15, 2017
Property Address	327 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2236/1208
Book / Page	002236 / 001208
Instrument Date	Aug 9, 2017
Instrument	61102
Transaction Type	Construction Loan
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2236/1212
Date	Aug 15, 2017
Book Page	002236/001212
Instrument	61103

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29601-2014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 11, 2017
Property Address	327 BLUESTEM DR, ELGIN, SC 29045-2103
Document Number	2201/2334
Book / Page	002201 / 002334
Instrument Date	Apr 5, 2017
Instrument	25213
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,015.00 (-71.12%)	$684,300 (+2,775.21%)	$741,000 (+24.54%) Land $99,000 Building $642,000
2023	$20,831.00 (+295.58%)	$23,800 (-)	$595,000 (-)
2022	$5,266.00 (-75.04%)
2021	$21,099.00	$23,800	$595,000 Land $90,000 Building $505,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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