Montgomery County property record for 3409 Wayne Ave, Dayton, OH 45420
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1926 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Sep 2026) |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-14808-0061 |
| Primary APN | R72-14808-0061 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,216 sqft |
| 1st Floor Area | 1,032 sqft |
| Game Room | Game Room |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 196 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3409 WAYNE AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45420-2434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54530 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 61 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 2600 |
3409 Wayne Ave is owned and occupied by an individual who bought it in September 2026.
Source: Montgomery County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC |
| Jul 19, 2023 | Survivorship Deed, Transfer · Stand-Alone First Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Prior Sale | Jul 19, 2023 · Amount on File |
| Deed Document Number | 202657959 |
| Prior Transfer Date | Sep 13, 2005 |
| Prior Transfer Doc | 0000108482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 28, 2026 |
| Property Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000057959 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202657959 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | LAND TITLE, PARTNERS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000057960, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202657960 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000057961, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202657961 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|
| Amount | Amount on Record |
|---|
| Max Rate | -1% |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 19, 2023 |
| Property Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000036492 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 202300036492 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000036493 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 202300036493 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 1, 2021 |
| Property Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000016185 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-00016185 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3409 WAYNE AVE, DAYTON, OH 45420-2434 |
| Document Number | 0000016186 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021-00016186 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 3409 Wayne Ave was $1,897.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 | $32,940 Land $7,550 Building $25,390 | $94,110 Land $21,580 Building $72,530 |
| 2024 | $1,897.00 (-0.16%) | ||
| 2023 | $1,900.00 (+17.28%) | $32,940 (+51.94%) Land $7,550 Building $25,390 | $94,110 Land $21,580 Building $72,530 |
| 2022 | $1,620.00 | $21,680 Land $4,970 Building $16,710 | |
| 2020 | $61,930 Land $14,200 Building $47,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3409 Wayne Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3409 Wayne Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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