3409 Upton Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 3409 Upton Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,740 sqft · built 1990
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Nov 2009)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R06611-013-015-000`

Property Details

APN / Parcel Number

Primary APN	`R06611-013-015-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,740 sqft Living Area
1st Floor Area	2,477 sqft
Basement Area	2,477 sqft
Finished Basement	2,477 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	19,254 sqft (0.442 acres)
Terrain	Low
Garage Area	525 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	294 sqft
Deck Area	450 sqft
Patio Area	450 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3409 UPTON CT
City	WILMINGTON
State	NC
Zip	28409-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 204 WOODBERRY FOREST SEC 13
Legal Subdivision	WOODBERRY FOREST SEC 13
Legal Block	13
Legal Lot Number	204
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2014
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 UPTON CT, WILMINGTON, NC 28409-6961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2009 · Amount on Record
Deed Sale	Nov 16, 2009 · Amount on Record
Prior Sale	Jan 24, 1998
Deed Document Number	200939062
Deed Book / Page	5450 / 2564
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 10, 2026
Property Address	3409 UPTON CT, WILMINGTON, NC 28409-6961
Document Number	0000019121
Book / Page	6861 / 2357
Instrument Date	Jul 6, 2026
Instrument	202619121
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	TITLE ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 UPTON CT, WILMINGTON, NC 28409-6961

Mortgage

Document Number	0000019121,
Date	Jul 10, 2026
Book Page	6861/2357
Instrument	202619121

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2046

Interest

Rate	7.64%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3409 UPTON CT, WILMINGTON, NC 28409-6961
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00657600862
Date	Jun 29, 2022
Book Page	6576/862
Instrument	2022024210

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3409 UPTON CT, WILMINGTON, NC 28409-6961
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00655700395
Date	Apr 18, 2022
Book Page	6557/395
Instrument	2022014787

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	3409 UPTON CT, WILMINGTON, NC 28409-6961
Document Number	0062080076
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 UPTON CT WILMINGTON NC 284096961, WILMINGTON, NC 28409-6961

Mortgage

Document Number	0062080076
Date	Apr 15, 2019
Book Page	006208/000076
Instrument	10717

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,000 (-) Land $131,600 Building $480,400	$612,000 (-) Land $131,600 Building $480,400
2025	$3,601.00 (-4.41%)	$612,000 (+41.31%) Land $131,600 Building $480,400	$612,000 (+41.31%) Land $131,600 Building $480,400
2024	$3,767.00 (+2.95%)
2023	$3,659.00 (-0.6%)	$433,100 Land $108,900 Building $324,200	$433,100 Land $108,900 Building $324,200
2022	$3,681.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (2018–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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