3401 Upton Ct, Wilmington, NC 28409 Property Records

New Hanover County property record for 3401 Upton Ct, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,124 sqft · built 1990
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jun 2026)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R06611-013-017-000`

Property Details

APN / Parcel Number

Primary APN	`R06611-013-017-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,124 sqft Living Area
1st Floor Area	2,794 sqft
Basement Area	2,454 sqft
Finished Basement	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	319 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3401 UPTON CT
City	WILMINGTON
State	NC
Zip	28409-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 195 SEC 13 WOODBERRY FOREST
Legal Subdivision	WOODBERRY FOREST SEC 13
Legal Block	13
Legal Lot Number	195
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2014
Census Tract	12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3401 UPTON CT, WILMINGTON, NC 28409-6961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORPORATION
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Apr 11, 2018	Warranty Deed, Transfer · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Aug 11, 2022 · Amount on Record
Deed Document Number	202617886
Deed Book / Page	6859 / 888
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 30, 2026
Property Address	3401 UPTON CT, WILMINGTON, NC 28409-6961
Document Number	0000017886
Book / Page	6859 / 888
Instrument Date	Jun 26, 2026
Instrument	202617886
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	KEY TITLE, KEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 UPTON CT, WILMINGTON, NC 28409-6961

Mortgage

Document Number	0000017887,
Date	Jun 30, 2026
Instrument	202617887

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 11, 2022
Property Address	3401 UPTON CT, WILMINGTON, NC 28409-6961
Document Number	00658602737
Book / Page	6586 / 2737
Map Reference	MB 30 PG 130
Instrument Date	Aug 11, 2022
Instrument	2022029415
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 FALLS DR, 595, CLAYTON, NC 27527-5558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 UPTON CT, WILMINGTON, NC 28409-6961

Mortgage

Document Number	2022029416
Date	Aug 11, 2022
Instrument	2022029416

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 11, 2018
Property Address	3401 UPTON CT, WILMINGTON, NC 28409-6961
Document Number	0061330281
Book / Page	006133 / 000281
Instrument Date	Apr 9, 2018
Instrument	10675
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3401 UPTON CT WILMINGTON NC 284096961, WILMINGTON, NC 28409-6961

Mortgage

Document Number	61330284
Date	Apr 11, 2018
Book Page	006133/000284
Instrument	10676

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$709,000 (-) Land $129,300 Building $579,700	$709,000 (-) Land $129,300 Building $579,700
2025	$4,172.00 (-0.95%)	$709,000 (+46.43%) Land $129,300 Building $579,700	$709,000 (+46.43%) Land $129,300 Building $579,700
2024	$4,212.00 (+2.96%)
2023	$4,091.00	$484,200 Land $105,100 Building $379,100	$484,200 Land $105,100 Building $379,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (2018–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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