Cameron County property record for 3409 Penelope Dr, Harlingen, TX 78552
| Property Type | Single Family Home |
|---|---|
| Details | 1,321 sqft · built 2024 |
| Lot Size | 0.166 acres (7,225 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Dec 2024 Construction Loan Apr 2025 Second Mortgage + 1 more |
| APN | 984157-0000-016000 |
| Primary APN | 984157-0000-016000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,321 sqft Living Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 1,321 sqft |
| Exterior Material | Stucco |
|---|---|
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,225 sqft (0.166 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 289 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3409 PENELOPE DR |
|---|---|
| City | HARLINGEN |
| State | TX |
| Zip | 78552-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALOMA ESTATES SUBDIVISION LOT 16 (2025 PLAT C1-4869 CCMR FILED 7/31/2024) |
| Legal Subdivision | PALOMA ESTATES SUBDIVISION |
| Legal Lot Number | 16 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | HARLINGEN-SAN BENITO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12003 |
Source: Cameron County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7073 LOS LOBOS, BROWNSVILLE, TX 78521-6256 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Dec 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage BUILDER FINANCE INC |
| Apr 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP |
| Apr 15, 2025 | Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2025 |
| Deed Sale | Jul 31, 2025 |
| Deed Document Number | 202526581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 3409 PENELOPE DR, HARLINGEN, TX 78552-3558 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1992 DATE PALM DR, MERCEDES, TX 78570-9353 |
| Investor | Possibly a Property Investor |
| Document Number | 0202444333 |
|---|---|
| Date | Dec 26, 2024 |
| Instrument | 2024-44333 |
| Name | BUILDER FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57103 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Oct 23, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 3409 PENELOPE DR, HARLINGEN, TX 78552-3558 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3409 PENELOPE DR, HARLINGEN, TX 78552-3558 |
| Document Number | 0202512611 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-12611 |
| Name | TEXAS STATE AFFORDABLE HSNG CORP |
|---|---|
| Type | Government Agency |
| Address | AUSTIN, TX 78752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 14, 2028 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CAMERON TX |
| Recording Date | Apr 15, 2025 |
| Property Address | 3409 PENELOPE DR, HARLINGEN, TX 78552-3558 |
| Document Number | 0202512609 |
| Map Reference | VOL I PG 4869 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025-12609 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1992 DATE PALM DR, MERCEDES, TX 78570-9353 |
| Name | Verified Name |
|---|---|
| Address | 3409 PENELOPE DR, HARLINGEN, TX 78552-3558 |
| Document Number | 0202512610 |
|---|---|
| Date | Apr 15, 2025 |
| Instrument | 2025-12610 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $213,228 Land $46,603 Building $166,625 | $213,228 Land $46,603 Building $166,625 | |
| 2025 | $1,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 25 policies |
|---|---|
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 8 (2019–2025) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Mar 2025 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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