3401 Penelope Dr, Harlingen, TX 78552 Property Records

Cameron County property record for 3401 Penelope Dr, Harlingen, TX 78552

Property Summary

Property TypeSingle Family Home
Details1,349 sqft · built 2024
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$240,983 (May 2025)
Tax Bill$1,291 (2025)
Deeds & MortgagesDec 2024 Construction Loan
May 2025 Mortgage
APN984157-0000-018000

Property Details

APN / Parcel Number

Primary APN984157-0000-018000
Alternative APN
  • 452568

Interior

Stories1 Story
Building Area1,349 sqft Living Area
Gross Area1,635 sqft
1st Floor Area1,349 sqft

Exterior

Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area185 sqft

Location & Zoning

Street Address3401 PENELOPE DR
CityHARLINGEN
StateTX
Zip78552-3558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALOMA ESTATES SUBDIVISION LOT 18 (2025 PLAT C1-4869 CCMR FILED 7/31/2024)
Legal SubdivisionPALOMA ESTATES SUBDIVISION
Legal Lot Number18
JurisdictionCAMERON TX
Township / Civil DivisionHARLINGEN-SAN BENITO
Census Block Group1
Census Block1000
Census Tract12003

Owner

Source: Cameron County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3401 PENELOPE DR, HARLINGEN, TX 78552-3558
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2024Deed of Trust, Mortgage · Construction Mortgage
BUILDER FINANCE INC
May 20, 2025Vendor's Lien, Transfer · FHA Mortgage
SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Deed Document Number202517336
Record UpdatedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMERON TX
Property Address3401 PENELOPE DR, HARLINGEN, TX 78552-3558
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1992 DATE PALM DR, MERCEDES, TX 78570-9353
InvestorPossibly a Property Investor

Mortgage

Document Number0202444340
DateDec 26, 2024
Instrument2024-44340
Lender
NameBUILDER FINANCE INC
TypeMortgage Company
AddressSIOUX FALLS, SD 57103
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueOct 23, 2025

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCAMERON TX
Recording DateMay 20, 2025
Property Address3401 PENELOPE DR, HARLINGEN, TX 78552-3558
Document Number0202517336
Map ReferenceVOL 1 PG 4869
Instrument DateMay 19, 2025
Instrument2025-17336
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1992 DATE PALM DR, MERCEDES, TX 78570-9353

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 PENELOPE DR, HARLINGEN, TX 78552-3558

Mortgage

Document Number0202517337
DateMay 20, 2025
Instrument2025-17337
Lender
NameSOUTHWEST FUNDING LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

Mortgage

Document Number0202517338
DateMay 20, 2025
Instrument2025-17338
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueMay 19, 2028

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCameron County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,675 Land $44,954 Building $172,721$217,675 Land $44,954 Building $172,721
2025$1,291.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims8 (2019–2025)
Claims Outside the SFHA8 of 8
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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