McLennan County property record for 3409 Ferndale Dr, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,473 sqft · built 1962 |
| Lot Size | 0.178 acres (7,745 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-046301-006003-9 |
| Primary APN | 48-046301-006003-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 1,473 sqft |
| Flooring | Carpet |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 7,745 sqft (0.178 acres) |
| Lot Dimensions | 114 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 684 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Patio Area | 180 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3409 FERNDALE DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | WYNDOVER LOT 12 BLOCK 5 ACRES .1778 |
| Legal Subdivision | WYNDOVER |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 2100 |
3409 Ferndale Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2017 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF MCGREGOR |
| Nov 17, 2022 | Vendor's Lien, Transfer |
| Sep 29, 2022 | Warranty Deed, Transfer ALAMO TITLE COMPANY |
| Apr 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Feb 13, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 |
| Deed Sale | Nov 17, 2022 |
| Prior Sale | Sep 29, 2022 |
| Deed Document Number | 202244569 |
| Last Transfer Date | Oct 12, 2024 |
| Transfer Doc | 0000039160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042150 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017042150 |
| Name | FIRST NATIONAL BANK OF MCGREGOR |
|---|---|
| Type | Bank |
| Address | MC GREGOR, TX 76657 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2047 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 17, 2022 |
| Property Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Document Number | 0000044569 |
| Map Reference | VOL 817 PG 328 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022044569 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3421 BOSQUE BLVD, 3421, WACO, TX 76710-5029 |
| Name | Verified Name |
|---|---|
| Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 29, 2022 |
| Property Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Document Number | 0000039046 |
| Map Reference | VOL 817 PG 328 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022039046 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3421 BOSQUE BLVD, WACO, TX 76710-5029 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 3, 2017 |
| Property Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Document Number | 0000010307 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 10307 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 FERNDALE DR WACO TX 767064256, WACO, TX 76706-4256 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 13, 2017 |
| Property Address | 3409 FERNDALE DR, WACO, TX 76706-4256 |
| Document Number | 0000004490 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 4490 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 FERNDALE DR WACO TX 767064256, WACO, TX 76706-4256 |
The 2025 property tax bill for 3409 Ferndale Dr was $1,149 with exemptions applied, up 20.1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-5.18%) Land $22,616 Building $137,384 | $160,000 (-17.7%) Land $22,616 Building $137,384 | |
| 2025 | $1,149.00 (+20.06%) | $168,733 | $194,400 Land $20,530 Building $173,870 |
| 2024 | $957.00 | ||
| 2023 | $183,100 Land $20,530 Building $162,570 | $183,100 Land $20,530 Building $162,570 | |
| 2022 | $808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3409 Ferndale Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 Ferndale Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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