3405 Ferndale Dr, Waco, TX 76706 Property Records

McLennan County property record for 3405 Ferndale Dr, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,156 sqft · built 1960
Lot Size	0.178 acres (7,745 sqft)
Owner	2 Individual Names on File
Last Sale	$96,300 (Aug 2017)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-046301-006002-7`

Property Details

APN / Parcel Number

Primary APN	`48-046301-006002-7`
Alternative APNs	`4804630100600270111` `198607`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	1,156 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,745 sqft (0.178 acres)
Lot Dimensions	114 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	272 sqft
Driveway	Concrete Driveway
Driveway Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 FERNDALE DR
City	WACO
State	TX
Zip	76706-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	WYNDOVER LOT 11 BLOCK 5 ACRES .1778
Legal Subdivision	WYNDOVER
Legal Block	5
Legal Lot Number	11
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4003
Census Tract	2100

Owner

3405 Ferndale Dr is owned and occupied by two individuals who bought it in August 2017.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3405 FERNDALE DR, WACO, TX 76706-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2017 · Amount on File
Deed Sale	Aug 7, 2017 · Amount on File
Deed Document Number	201725409
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	0000025409
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 7, 2017
Property Address	3405 FERNDALE DR, WACO, TX 76706-4256
Document Number	0000025409
Instrument Date	Jul 28, 2017
Instrument	25409
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3405 FERNDALE DR WACO TX 767064256, WACO, TX 76706-4256

Mortgage

Document Number	25410
Date	Aug 7, 2017
Instrument	25410

Lender

Name	ABELINO T & MINERVA B CHAVEZ
Address	1500 S 26TH ST, WACO, TX 76706-3364
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Ferndale Dr was $2,951, up 1.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,852 (-0.32%) Land $22,616 Building $108,236	$130,852 (-0.32%) Land $22,616 Building $108,236
2025	$2,951.00 (+1.34%)	$131,270 Land $20,530 Building $110,740	$131,270 Land $20,530 Building $110,740
2024	$2,912.00
2023		$125,760 Land $20,530 Building $105,230	$125,760 Land $20,530 Building $105,230
2022	$2,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Ferndale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Ferndale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20