McHenry County property record for 3409 Cardinal Ln, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,626 sqft · built 2000 |
| Lot Size | 2.25 acres (98,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Mar 2017) |
| Deeds & Mortgages | Sep 2025 Line of Credit May 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-11-202-006 |
| Primary APN | 04-11-202-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 4,727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Ribbed Aluminum |
| Lot Area | 98,010 sqft (2.25 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3409 CARDINAL LN |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-9268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0009992 LT 30 THE PRESERVE UNIT 1 |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 11 |
| Legal Subdivision | PRESERVE 01 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 870104 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3409 CARDINAL LN, SPRING GROVE, IL 60081-9268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| May 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 21, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2017 · Amount on Record |
| Deed Sale | Mar 21, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2000 · Amount on Record |
| Deed Document Number | 2017R0009992 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3409 CARDINAL LN, SPRING GROVE, IL 60081-9268 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000025558 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025R0025558 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3409 CARDINAL LN, SPRING GROVE, IL 60081-9268 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 3409 CARDINAL LN, SPRING GROVE, IL 60081-9268 |
| Document Number | 0000011152 |
|---|---|
| Date | May 8, 2024 |
| Instrument | 2024R0011152 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 21, 2017 |
| Property Address | 3409 CARDINAL LN, SPRING GROVE, IL 60081-9268 |
| Document Number | 0000009992 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 9992 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3409 CARDINAL LN SPRING GROVE IL 600819268, SPRING GROVE, IL 60081-9268 |
| Document Number | 9993 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 9993 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $133,203 Land $35,494 Building $97,709 | $399,609 Land $106,482 Building $293,127 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures