3406 Cardinal Ln, Spring Grove, IL 60081 Property Records

McHenry County property record for 3406 Cardinal Ln, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,714 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Dec 2020)
Deeds & Mortgages	Dec 2020 Sale Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-11-201-006`

Property Details

APN / Parcel Number

Primary APN	`04-11-201-006`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	2,714 sqft Living Area
Gross Area	4,328 sqft

Exterior

Year Built	Built 2000
Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Street Address	3406 CARDINAL LN
City	SPRING GROVE
State	IL
Zip	60081-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0056876 LT 42 THE PRESERVE UNIT 1 MEMO: WHITMAN, NEIL K/ RICHARDS, JANE ELIZABETH
Legal Range	08E
Legal Township	46N
Legal Section	11
Legal Subdivision	PRESERVE 01
Legal Lot Number	42
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3002
Census Tract	870104

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3406 CARDINAL LN, SPRING GROVE, IL 60081-9269
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 21, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Aug 21, 2017
Deed Document Number	2020R0056876
Record Updated	Jun 7, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 23, 2020
Property Address	3406 CARDINAL LN, SPRING GROVE, IL 60081-9269
Document Number	0000056876
Instrument Date	Dec 2, 2020
Instrument	56876
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$584.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28015 W MEADOW LANE RD MCHENRY IL 600517278, MCHENRY, IL 60051-7278

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 21, 2017
Property Address	3406 CARDINAL LN, SPRING GROVE, IL 60081-9269
Document Number	0000030905
Map Reference	DOC1999R0052823
Instrument Date	Jul 18, 2017
Instrument	2017R0030905
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	LENDSERV NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 CARDINAL LN, SPRING GROVE, IL 60081-9269

Mortgage

Document Number	0000030906
Date	Aug 21, 2017
Instrument	2017R0030906

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$126,467 Land $27,733 Building $98,734	$379,401 Land $83,199 Building $296,202

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cardinal Ln

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