3409 39th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3409 39th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 832 sqft · built 1959
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Jan 2023)
Tax Bill	$2,604 (2024)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7564-0000-8`

Property Details

APN / Parcel Number

Primary APN	`7564-0000-8`
Alternative APNs	`341805756400008` `0756400008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,401 sqft (0.124 acres)
Lot Width	60 ft Width
View / Lot	Standard
Porch	Open Porch
Porch Area	28 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0756400008
Street Address	3409 39TH ST E
City	PALMETTO
State	FL
Zip	34221-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	BEG AT A PT WHICH IS 318 FT N AND 100 FT W OF THE INTERSECTION OF THE SE COR OF FARM TRACT NO. 28 AND NW LN OF THE R/W OF THE SEABOARD RR; TH RUNNING 60 FT WLY ALG THE S
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	ONAHOM FARMS
Legal Tract	28
Legal Lot Number	NO.
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3000
Census Tract	1501

Owner

3409 39th St E is owned by an individual who bought it in January 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNOVUS BANK
Jan 9, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 13, 2022	Warranty Deed, Transfer · FHA Mortgage SYNOVUS BANK
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 14, 2017	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20232039
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	0023263305
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3409 39TH ST E, PALMETTO, FL 34221-6309
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 39TH ST E, PALMETTO, FL 34221-6309

Mortgage

Document Number	0041085709
Date	Jun 30, 2022
Instrument	202241085709

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 9, 2023
Property Address	3409 39TH ST E, PALMETTO, FL 34221-6309
Document Number	0041002039
Map Reference	MB 6 PG 81
Instrument Date	Jan 6, 2023
Instrument	202341002039
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	SKYWAY TITLE SERVICES, SKYWAY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12330 LAVENDER LOOP, BRADENTON, FL 34212-2971

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3408 SPRING VALLEY DR, ERLANGER, KY 41018-3816

Mortgage

Document Number	0041002040
Date	Jan 9, 2023
Instrument	202341002040

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 13, 2022
Property Address	3409 39TH ST E, PALMETTO, FL 34221-6309
Document Number	0041064597
Map Reference	MB 6 PG 81
Instrument Date	May 9, 2022
Instrument	202241064597
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	SKYWAY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2633 MONTEREY ST, WOOSTER, OH 44691-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3409 39TH ST E, PALMETTO, FL 34221-6309

Mortgage

Document Number	0041064599
Date	May 13, 2022
Instrument	202241064599

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0041064830
Date	May 16, 2022
Instrument	202241064830

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 12, 2021
Property Address	3409 39TH ST E, PALMETTO, FL 34221-6309
Document Number	0041063016
Map Reference	MB 6 PG 81
Instrument Date	May 12, 2021
Instrument	202141063016
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6613 ALPINE LN, BRADENTON, FL 34208-6023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 6TH AVE E, BRADENTON, FL 34208-5848

Mortgage

Document Number	0041063017
Date	May 12, 2021
Instrument	202141063017

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 14, 2017
Property Address	3409 39TH ST E, PALMETTO, FL 34221-6309
Document Number	0027010576
Book / Page	002701 / 000576
Instrument Date	Nov 6, 2017
Instrument	41107932
Transaction Type	Foreclosure
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 HAWTHORNE ST SARASOTA FL 342393220, SARASOTA, FL 34239-3220

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,548 (-2.47%) Land $59,925 Building $96,623	$156,548 (-2.47%) Land $59,925 Building $96,623
2025		$160,520 Land $59,925 Building $100,595	$160,520 Land $59,925 Building $100,595
2024	$2,604.00 (+7.56%)
2023	$2,421.00 (+42.24%)	$159,962 (+6.1%) Land $30,600 Building $129,362	$159,962 (-2.03%) Land $30,600 Building $129,362
2022	$1,702.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,772	$163,284 Land $30,000 Building $133,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 39th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 39th St E is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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