3407 39th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3407 39th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1967
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Mar 2007)
Tax Bill	$762 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7560-0000-6`

Property Details

APN / Parcel Number

Primary APN	`7560-0000-6`
Alternative APNs	`341805756000006` `0756000006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1991
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Lot Width	84 ft Width
View / Lot	Standard
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0756000006
Street Address	3407 39TH ST E
City	PALMETTO
State	FL
Zip	34221-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	COM AT SE COR OF FARM 28, ONAHOM FARMS; TH N 03 DEG 38 MIN E ALG E LN OF FARM 28, & W R/W OF A CO RD, 318.0 FT TO POINT OF INTERSEC OF SD LN & SLY R/W LN OF AN EXISTING SHELL RD;
Legal Range	18E
Legal Township	34S
Legal Section	05
Legal Subdivision	ONAHOM FARMS
Legal Tract	00748000
Legal Lot Number	V020
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	3
Census Block	3000
Census Tract	1501

Owner

Source: Manatee County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3407 39TH ST E, PALMETTO, FL 34221-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2007 · Amount on Record
Deed Sale	Mar 2, 2007 · Amount on Record
Prior Sale	Sep 12, 1995 · Amount on Record
Deed Document Number	20072435829
Deed Book / Page	2189 / 1005
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0021174298
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Aug 24, 2026
Property Address	3407 39TH ST E, PALMETTO, FL 34221-6309
Document Number	0000097546
Instrument Date	Aug 19, 2026
Instrument	202697546
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 39TH ST E, PALMETTO, FL 34221-6309

Mortgage

Document Number	0000097546,
Date	Aug 24, 2026
Instrument	202697546

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3407 39TH ST E, PALMETTO, FL 34221-6309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027170708
Date	Mar 6, 2018
Book Page	2717/0708
Instrument	201841022246

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,195 (+2.7%)	$192,218 (-0.04%) Land $59,925 Building $132,293
2025		$79,060 (+5.99%)	$192,303 (+2.43%) Land $59,925 Building $132,378
2024	$762.00 (+4.53%)
2023	$729.00 (+3.26%) Homeowner's exemption	$74,594 (+3%)	$187,750 (+11.74%) Land $30,600 Building $157,150
2022	$706.00 Homeowner's exemption	$72,421	$168,025 Land $30,000 Building $138,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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