3408 Saginaw Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3408 Saginaw Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2026)
Tax Bill	$4,141 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`068-028-008-000`

Property Details

APN / Parcel Number

Primary APN	`068-028-008-000`
Alternative APNs	`0682808000` `0682808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3408 SAGINAW CT
City	MODESTO
State	CA
Zip	95355-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN MANOR NO. 3 LOT 6 BLK 1706
Legal Subdivision	LINCOLN MANOR 03
Legal Block	1706
Legal Lot Number	6
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	906

Owner

3408 Saginaw Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3408 SAGINAW CT, MODESTO, CA 95355-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Sep 19, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	202652139
Prior Transfer Date	Sep 3, 2025
Prior Transfer Doc	0000046023
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 25, 2026
Property Address	3408 SAGINAW CT, MODESTO, CA 95355-4819
Document Number	0000052139
Instrument Date	Sep 16, 2026
Instrument	202652139
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3408 SAGINAW CT, MODESTO, CA 95355-4819

Mortgage

Document Number	0000052140,
Date	Sep 25, 2026
Instrument	202652140

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 19, 2025
Property Address	3408 SAGINAW CT, MODESTO, CA 95355-4819
Document Number	0000046023
Map Reference	VOL 26 PG 4
Instrument Date	Sep 3, 2025
Instrument	2025-0046023
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3408 SAGINAW CT, MODESTO, CA 95355-4819

Tax Assessment & Valuation

The 2026 property tax bill for 3408 Saginaw Ct was $4,141, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,141.00 (+1.64%)	$391,544 (+2%) Land $159,516 Building $232,028
2025	$4,074.00	$383,868 Land $156,389 Building $227,479
2023	$4,114.00 (+5.76%) Homeowner's exemption	$368,964 Land $150,317 Building $218,647
2022	$3,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3408 Saginaw Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Saginaw Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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