3400 Saginaw Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3400 Saginaw Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,335 sqft · built 1980
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Apr 2022)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-028-010-000`

Property Details

APN / Parcel Number

Primary APN	`068-028-010-000`
Alternative APNs	`0682810000` `0682810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,335 sqft Living Area
1st Floor Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Block
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3400 SAGINAW CT
City	MODESTO
State	CA
Zip	95355-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN MANOR NO. 3 LOT 8 BLK 1706
Legal Subdivision	LINCOLN MANOR 01
Legal Block	1706
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	906

Owner

3400 Saginaw Ct is owned and occupied by an individual who bought it in April 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3400 SAGINAW CT, MODESTO, CA 95355-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF THE WEST
Nov 17, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Document Number	202231475
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0000046848
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Apr 29, 2022
Property Address	3400 SAGINAW CT, MODESTO, CA 95355-4819
Document Number	0000031475
Map Reference	VOL 26 PG 14
Instrument Date	Apr 22, 2022
Instrument	2022-0031475
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CYPRESS TITLE COMPANY, CYPRESS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3400 SAGINAW CT, MODESTO, CA 95355-4819

Mortgage

Document Number	0000031476
Date	Apr 29, 2022
Instrument	2022-0031476

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 14, 2021
Property Address	3400 SAGINAW CT, MODESTO, CA 95355-4819
Document Number	0000046848
Map Reference	VOL 26 PG 14
Instrument Date	Sep 25, 2020
Instrument	2021-0046848
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4795 REGENT BLVD # 10-E, 10-E, IRVING, TX 75063-2466

Mortgage

Document Number	0000046849
Date	May 14, 2021
Instrument	2021-0046849

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	173 Months
Due	Oct 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3400 SAGINAW CT, MODESTO, CA 95355-4819
Document Number	0000093317
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 SAGINAW CT MODESTO CA 953554819, MODESTO, CA 95355-4819

Mortgage

Document Number	0000093317
Date	Dec 18, 2017
Instrument	93317

Lender

Name	BANK OF WEST
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3400 Saginaw Ct was $4,324 with a homeowner's exemption, down 12% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,324.00 (-12.02%) Homeowner's exemption	$408,500 (-11.51%) Land $215,000 Building $193,500
2025	$4,915.00 Homeowner's exemption	$461,624 Land $249,383 Building $212,241
2023	$4,999.00 (+110.57%)	$443,700 Land $239,700 Building $204,000
2022	$2,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3400 Saginaw Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3400 Saginaw Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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