3400 S Ravello Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3400 S Ravello Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,246 sqft · built 2014
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Mar 2018)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1650`

Property Details

APN / Parcel Number

Primary APN	`028685-1650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,246 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	2,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3400 S RAVELLO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 165 OR4512/789
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	165
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 22, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 6, 2018	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018 · Amount on Record
Deed Sale	Mar 6, 2018 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	201814939
Deed Book / Page	4512 / 789
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485

Mortgage

Document Number	0058320874
Date	Sep 28, 2023
Book Page	5832/874
Instrument	2023076618

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S RAVELLO DR, ST AUGUSTINE, FL 32092-3485

Mortgage

Document Number	0055830700
Date	Jun 22, 2022
Book Page	5583/700
Instrument	2022061956

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Document Number	0048141756
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S RAVELLO DR ST AUGUSTINE FL 320923485, ST AUGUSTINE, FL 32092-3485

Mortgage

Document Number	0048141756
Date	Oct 17, 2019
Book Page	004814/001756
Instrument	77407

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 6, 2018
Property Address	3400 S RAVELLO DR, SAINT AUGUSTINE, FL 32092-3485
Document Number	0045120789
Book / Page	004512 / 000789
Instrument Date	Feb 28, 2018
Instrument	14939
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 S RAVELLO DR ST AUGUSTINE FL 320923485, ST AUGUSTINE, FL 32092-3485

Mortgage

Document Number	45120791
Date	Mar 6, 2018
Book Page	004512/000791
Instrument	14940

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,180 (+2.7%)	$412,631 (-0.95%) Land $110,000 Building $302,631
2025	$6,681.00 (+7.93%) Homeowner's exemption	$269,893 (+2.9%)	$416,568 (-2.24%) Land $110,000 Building $306,568
2024	$6,190.00 (+4.09%) Homeowner's exemption	$262,287 (+3%)	$426,097 (+0.72%) Land $105,000 Building $321,097
2023	$5,947.00 (+2.98%) Homeowner's exemption	$254,648 (+3%)	$423,052 (+9.43%) Land $89,600 Building $333,452
2022	$5,775.00 Homeowner's exemption	$247,231	$386,598 Land $89,600 Building $296,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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