Webb County property record for 3408 Monclova Dr, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 862 sqft · built 2001 |
| Lot Size | 0.139 acres (6,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $766 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 981-20034-070 |
| Primary APN | 981-20034-070 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 862 sqft Living Area |
| 1st Floor Area | 862 sqft |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,075 sqft (0.139 acres) |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Account Number | 246706 |
|---|---|
| Old Parcel Number | 98120034070 |
| Street Address | 3408 MONCLOVA DR |
| City | LAREDO |
| State | TX |
| Zip | 78046-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAS AMERICAS, BLOCK 34, LOT 7, UNIT 3 |
| Legal Subdivision | LAS AMERICAS |
| Legal Block | 34 |
| Legal Lot Number | 7 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1823 |
Source: Webb County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3408 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2014 |
| Deed Sale | May 8, 2014 |
| Deed Document Number | 1200555 |
| Deed Book / Page | 3612 / 384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3408 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3408 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Document Number | 005910/807 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 5910/807 |
| Instrument | 1568711 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 224 Months |
| Due | May 1, 2044 |
Source: Webb County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,464 (+1.01%) | $137,625 (+3.38%) | |
| 2024 | $766.00 (+11.99%) | ||
| 2023 | $133,126 Land $43,376 Building $89,750 | $133,126 Land $43,376 Building $89,750 | |
| 2022 | $684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet, Smartcom Telephone.
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