Webb County property record for 3406 Monclova Dr, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 1,045 sqft · built 2003 |
| Lot Size | 0.14 acres (6,075 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 981-20034-080 |
| Primary APN | 981-20034-080 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,045 sqft Living Area |
| 1st Floor Area | 1,045 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,075 sqft (0.14 acres) |
| Porch | Open Porch |
| Porch Area | 616 sqft |
| Storage Building | 48 sqft |
| Street Address | 3406 MONCLOVA DR |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78046-8734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAS AMERICAS, BLOCK 34, LOT 8, UNIT 3 |
| Legal Subdivision | LAS AMERICAS |
| Legal Block | 34 |
| Legal Lot Number | 8 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1823 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3406 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3406 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3406 MONCLOVA DR, LAREDO, TX 78046-8734 |
| Document Number | 4933/747 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 4933/747 |
| Instrument | 1415038 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 159 Months |
| Due | Apr 1, 2034 |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,823 (-0.39%) Land $57,834 Building $108,989 | $166,823 (-0.5%) Land $57,834 Building $108,989 | |
| 2025 | $847.00 (-10.94%) Homeowner's exemption | $167,474 (+2.75%) | $167,654 (+2.86%) |
| 2024 | $951.00 (+13.76%) | ||
| 2023 | $162,987 Land $43,376 Building $119,611 | $162,987 Land $43,376 Building $119,611 | |
| 2022 | $836.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet, Smartcom Telephone.
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