3408 Lovatti Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3408 Lovatti Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,363 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Oct 2018)
Tax Bill	$6,101 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085-038-038-000`

Property Details

APN / Parcel Number

Primary APN	`085-038-038-000`
Alternative APNs	`0853838000` `0853838`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3408 LOVATTI CT
City	MODESTO
State	CA
Zip	95355-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATHERTON PLACE (39M59)
Legal Subdivision	ATHERTON PLACE
Legal Block	2
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	915

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3408 LOVATTI CT, MODESTO, CA 95355-7837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 18, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Jun 12, 2003 · Amount on Record
Deed Document Number	201872598
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3408 LOVATTI CT, MODESTO, CA 95355-7837
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 LOVATTI CT, MODESTO, CA 95355-7837

Mortgage

Document Number	0000009653
Date	Jan 29, 2021
Instrument	2021-0009653

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 18, 2018
Property Address	3408 LOVATTI CT, MODESTO, CA 95355-7837
Document Number	0000072598
Map Reference	VOL39 PG59
Instrument Date	Oct 12, 2018
Instrument	2018-0072598
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3408 LOVATTI CT, MODESTO, CA 95355-7837

Mortgage

Document Number	0000072599
Date	Oct 18, 2018
Instrument	2018-0072599

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,101.00 (+2.26%)	$512,018 (+2%) Land $147,915 Building $364,103
2025	$5,966.00 (+4.1%)	$501,979 (+4.04%) Land $145,015 Building $356,964
2023	$5,731.00 (+4.22%)	$482,488 Land $139,385 Building $343,103
2022	$5,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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