3404 Lovatti Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 3404 Lovatti Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,363 sqft · built 2003
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Sep 2025)
Tax Bill	$7,597 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-038-037-000`

Property Details

APN / Parcel Number

Primary APN	`085-038-037-000`
Alternative APNs	`0853837000` `0853837`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3404 LOVATTI CT
City	MODESTO
State	CA
Zip	95355-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATHERTON PLACE (39M59)
Legal Subdivision	ATHERTON PLACE
Legal Block	2
Legal Lot Number	4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2006
Census Tract	915

Owner

3404 Lovatti Ct is owned by a company that bought it in September 2025.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	7571 E VISAO DR, SCOTTSDALE, AZ 85266-2749
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHOICE LENDING
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 4, 2019	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Jun 13, 2003 · Amount on File
Deed Document Number	202544187
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000077361
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Oct 8, 2026
Property Address	3404 LOVATTI CT, MODESTO, CA 95355-7837
Document Number	0000054844
Instrument Date	Oct 3, 2026
Instrument	202654844
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7571 E VISAO DR, SCOTTSDALE, AZ 85266-2749

Mortgage

Document Number	0000054844,
Date	Oct 8, 2026
Instrument	202654844

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3404 LOVATTI CT, MODESTO, CA 95355-7837
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 LOVATTI CT, MODESTO, CA 95355-7837

Mortgage

Document Number	0000014697
Date	Mar 1, 2022
Instrument	2022-0014697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2019
Property Address	3404 LOVATTI CT, MODESTO, CA 95355-7837
Document Number	0000077361
Instrument Date	Oct 31, 2019
Instrument	77361
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 LOVATTI CT MODESTO CA 953557837, MODESTO, CA 95355-7837

November 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2019
Property Address	3404 LOVATTI CT, MODESTO, CA 95355-7837
Document Number	0000077360
Map Reference	VOL 39 PG 59
Instrument Date	Oct 25, 2019
Instrument	2019-0077360
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 LOVATTI CT, MODESTO, CA 95355-7837

Tax Assessment & Valuation

The 2026 property tax bill for 3404 Lovatti Ct was $7,597, up 25.9% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,597.00 (+25.86%)	$648,000 (+27.47%) Land $215,000 Building $433,000
2025	$6,036.00	$508,345 Land $108,614 Building $399,731
2023	$5,799.00 (+4.22%)	$488,608 Land $104,398 Building $384,210
2022	$5,564.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3404 Lovatti Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3404 Lovatti Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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