3408 E Payton Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3408 E Payton Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 2015
Lot Size	0.215 acres (9,381 sqft)
Owner	Individual Name on File
Last Sale	$360,500 (Jul 2024)
Tax Bill	$6,900 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7823-30-403-031`

Property Details

APN / Parcel Number

Primary APN	`7823-30-403-031`
Alternative APN	`120/05204-770-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	1,542 sqft
Basement Area	1,478 sqft
Finished Basement	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,381 sqft (0.215 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	148 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3408 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50320-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A BK 14433 PG 566 LOT 69 & ALL LOT 70 STERLING TRACE PLAT 1
Legal Subdivision	STERLING TRACE PLAT 1
Legal Lot Number	69,70
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2010
Census Tract	10805

Owner

3408 E Payton Ave is owned and occupied by an individual who bought it in July 2024.

Source: Polk County records, as of October 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3408 E PAYTON AVE, DES MOINES, IA 50320-9338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 10, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMRICAN SOUTHWEST MORTGAGE FUNDING CORP
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SOUTHWEST MORTGAGE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Deed Document Number	2024-00034525
Deed Book / Page	19849 / 774
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3408 E PAYTON AVE, DES MOINES, IA 50320-9338
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119608
Date	Nov 12, 2021
Book Page	18857/290
Instrument	2021-00119608

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 10, 2024
Property Address	3408 E PAYTON AVE, DES MOINES, IA 50320-9338
Document Number	0000034525
Book / Page	19849 / 774
Map Reference	MB 14433 PG 566
Instrument Date	Jul 8, 2024
Instrument	2024-00034525
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3408 E PAYTON AVE # H, H, DES MOINES, IA 50320-9338

Mortgage

Document Number	0000034526
Date	Jul 10, 2024
Instrument	2024-00034526

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3408 E PAYTON AVE, DES MOINES, IA 50320-9338
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012616
Date	Aug 11, 2017
Book Page	16601/0878
Instrument	2017-00012616

Lender

Name	AMRICAN SOUTHWEST MORTGAGE FUNDING CORP
Type	Non-Lending Institution
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 14, 2017
Property Address	3408 E PAYTON AVE, DES MOINES, IA 50320-9338
Document Number	0000003864
Book / Page	16563 / 0550
Instrument Date	Jul 11, 2017
Instrument	2017-00003864
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003866
Date	Jul 14, 2017
Book Page	16563/0554
Instrument	2017-00003866

Lender

Name	AMERICAN SOUTHWEST MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,500 Land $69,000 Building $288,500	$357,500 Land $69,000 Building $288,500
2024	$6,900.00
2023		$328,900 Land $62,600 Building $266,300	$328,900 Land $62,600 Building $266,300
2020	$1,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3408 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 E Payton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Nextlink, T-Mobile.

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