3384 E Payton Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3384 E Payton Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 2014
Lot Size	0.473 acres (20,626 sqft)
Owner	Individual Name on File
Last Sale	$238,500 (Oct 2014)
Tax Bill	$6,586 (2024)
Deeds & Mortgages	Jul 2023 Foreclosure Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7823-30-403-033`

Property Details

APN / Parcel Number

Primary APN	`7823-30-403-033`
Alternative APNs	`120/05204-773-001` `12005204773000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,543 sqft
Basement Area	1,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,626 sqft (0.473 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	182 sqft
Deck Area	242 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Old Parcel Number	12005204773000
Street Address	3384 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50320-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 73 & 74 STERLING TRACE PLAT 1
Legal Subdivision	STERLING TRACE PLAT 1
Legal Lot Number	73,74 74
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2010
Census Tract	10805

Owner

3384 E Payton Ave is owned and occupied by an individual who acquired it in July 2023.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3384 E PAYTON AVE, DES MOINES, IA 50320-9325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage COMMUNITY CHOICE CU
Jan 6, 2017	Deed of Trust, Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2014 · Amount on File
Deed Sale	Oct 13, 2014 · Amount on File
Prior Sale	Oct 13, 2014 · Amount on File
Deed Document Number	201500043674
Deed Book / Page	15351 / 0643
Last Transfer Date	Jul 13, 2023
Transfer Doc	0000036523
Record Updated	Jun 8, 2026

July 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Jul 13, 2023
Property Address	3384 E PAYTON AVE, DES MOINES, IA 50320-9325
Document Number	0000036523
Book / Page	19536 / 794
Instrument Date	Jul 7, 2023
Instrument	2023-00036523
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3384 E PAYTON AVE, DES MOINES, IA 50320-9325

Mortgage

Document Number	0000036524
Date	Jul 13, 2023
Instrument	2023-00036524

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3384 E PAYTON AVE, DES MOINES, IA 50320-9325
Document Number	0000060739
Book / Page	016340 / 000449
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3384 E PAYTON AVE DES MOINES IA 503209325, DES MOINES, IA 50320-9325

Mortgage

Document Number	0000060739
Date	Jan 10, 2017
Book Page	016340/000449
Instrument	60739

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,600 Land $79,700 Building $262,900	$342,600 Land $79,700 Building $262,900
2024	$6,586.00
2023		$314,400 (+25.21%) Land $72,400 Building $242,000	$314,400 Land $72,400 Building $242,000
2022		$251,100 Land $60,100 Building $191,000
2021			$251,100 Land $60,100 Building $191,000
2020	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3384 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3384 E Payton Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Nextlink, T-Mobile.

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