3408 Bluff Park Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3408 Bluff Park Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,484 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$327,300 (Jun 2019)
Tax Bill	$2,897 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-36.0-2-002-005.69`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-36.0-2-002-005.69`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3408 BLUFF PARK DR
City	ARNOLD
State	MO
Zip	63010-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CREEKSIDE 2 LOT 69
Legal Range	5E
Legal Township	43N
Legal Section	36
Legal Subdivision	CREEKSIDE 2
Legal Block	2
Legal Lot Number	69
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	700113

Owner

Source: Jefferson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3408 BLUFF PARK DR, ARNOLD, MO 63010-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage PEOPLES NAT'L BK
Aug 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 7, 2019	Warranty Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	201916323
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	2018R033562
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3408 BLUFF PARK DR, ARNOLD, MO 63010-6507
Document Number	0000002781
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 BLUFF PARK DR ARNOLD MO 630106507, ARNOLD, MO 63010-6507

Mortgage

Document Number	0000002781
Date	Jan 20, 2021
Instrument	2781

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 6, 2020
Property Address	3408 BLUFF PARK DR, ARNOLD, MO 63010-6507
Document Number	0000028384
Instrument Date	Jun 12, 2020
Instrument	28384
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3408 BLUFF PARK DR ARNOLD MO 630106507, ARNOLD, MO 63010-6507

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 7, 2019
Property Address	3408 BLUFF PARK DR, ARNOLD, MO 63010-6507
Document Number	0000016323
Instrument Date	Jun 5, 2019
Instrument	16323
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3408 BLUFF PARK DR ARNOLD MO 630106507, ARNOLD, MO 63010-6507

Mortgage

Document Number	16324
Date	Jun 7, 2019
Instrument	16324

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,900 (+13.05%) Land $7,700 Building $38,200	$241,600 (-) Land $40,700 Building $200,900
2024	$2,897.00 (+0.59%)		$241,600 (+13%) Land $40,700 Building $200,900
2023	$2,880.00	$40,600 Land $7,700 Building $32,900	$213,800 Land $40,700 Building $173,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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