3424 Bluff Park Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3424 Bluff Park Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details1,312 sqft · built 2009
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$424,536 (Aug 2022)
Tax Bill$3,739 (2024)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-7.0-36.0-2-002-005.65

Property Details

APN / Parcel Number

Primary APN02-7.0-36.0-2-002-005.65

Interior

Stories2 Stories
Building Area1,312 sqft Living Area
Gross Area1,632 sqft
Basement Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleBi-Level
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area320 sqft
PorchOpen Frame Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3424 BLUFF PARK DR
CityARNOLD
StateMO
Zip63010-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCREEKSIDE 2 LOT 65
Legal Range5E
Legal Township43N
Legal Section36
Legal SubdivisionCREEKSIDE 2
Legal Block2
Legal Lot Number65
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2009
Census Tract700113

Owner

Source: Jefferson County records · APN 02-7.0-36.0-2-002-005.65

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Aug 01, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE COMPANY LLC
Mar 07, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE COMMUNITY BANK
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
COMMERCE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2022 · Amount on Record
Deed SaleAug 01, 2022 · Amount on Record
Prior SaleApr 02, 2013 · Amount on Record
Deed Document Number202225229
Prior Transfer DateMar 25, 2013
Prior Transfer Doc2013R013099
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507

Mortgage

Document Number0000035017
DateOct 28, 2022
Instrument2022R-035017
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Address63009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateAug 01, 2022
Property Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
Document Number0000025229
Map ReferenceMB 232 PG 23
Instrument DateJul 28, 2022
Instrument2022R-025229
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12902 E STATE HIGHWAY 47, 12902, CADET, MO 63630-7319

Transferred To (Grantee/Buyer)

NameVerified Name
Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
InvestorPossibly a Property Investor

Mortgage

Document Number0000025230
DateAug 01, 2022
Instrument2022R-025230
Lender
NameGUILD MORTGAGE COMPANY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyHILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507

Mortgage

Document Number0000007629
DateMar 07, 2022
Instrument2022R-007629
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
AddressDE SOTO, MO 63020
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3424 BLUFF PARK DR, ARNOLD, MO 63010-6507
Document Number0000037529
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3424 BLUFF PARK DR ARNOLD MO 630106507, ARNOLD, MO 63010-6507

Mortgage

Document Number0000037529
DateDec 02, 2019
Instrument37529
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 01, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$57,300 (+9.35%) Land $7,700 Building $49,600$302,000 (-) Land $40,700 Building $261,300
2024$3,739.00 (+0.59%)$302,000 (+9.42%) Land $40,700 Building $261,300
2023$3,717.00$52,400 Land $7,700 Building $44,700$276,000 Land $40,700 Building $235,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2008)
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJEFFERSON COUNTY PWSD 3
serves 17,000 people
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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