Cherokee County property record for 34077 S 528 Rd, Cookson, OK 74427
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1951 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Aug 2021) |
| Tax Bill | $516 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Oct 2025 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-14-14N-22E-0-009-00 |
| Primary APN | 0000-14-14N-22E-0-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,644 sqft |
| Deck Area | 448 sqft |
| Patio Area | 402 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 711 |
|---|---|
| Street Address | 34077 S 528 RD |
| City | COOKSON |
| State | OK |
| Zip | 74427-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R22E S14 BEG SW/C OF SEC 14 S89*51'28" E726.68' TO POB N22*09'46" W93.60' N34*57'03" W46.25' N07*19'01" E109.42' S71*16' |
| Legal Range | 22E |
| Legal Township | 14N |
| Legal Section | 14 |
| Jurisdiction | CHEROKEE OK |
| Township / Civil Division | EAST CHEROKEE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 978202 |
Source: Cherokee County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage ARMSTRONG BANK |
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF SALLISAW |
| Feb 8, 2024 | Deed of Trust, Mortgage · Line of Credit BANCFIRST |
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Apr 27, 2023 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK |
| Jun 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANCFIRST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on Record |
| Deed Sale | Aug 19, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2019 · Amount on Record |
| Deed Document Number | 20217312 |
| Deed Book / Page | 1321 / 1079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | May 4, 2026 |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Document Number | 0000003135 |
| Book / Page | 1479 / 602 |
| Instrument Date | May 1, 2026 |
| Instrument | 20263135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Document Number | 0000003135, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 1479/602 |
| Instrument | 20263135 |
| Name | ARMSTRONG BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2041 |
| Rate | 5.77% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1183 WESTHAVEN AVE, CARSON CITY, NV 89703-2368 |
| Document Number | 001459/884 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 1459/884 |
| Instrument | I-2025-007252 |
| Name | NATIONAL BANK OF SALLISAW |
|---|---|
| Type | Bank |
| Address | SALLISAW, OK 74955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Document Number | 0001404/43 |
|---|---|
| Date | Feb 8, 2024 |
| Book Page | 1404/43 |
| Instrument | I-2024-000811 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | COOKSON, OK 74427 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 151, COOKSON, OK 74427-0151 |
| Document Number | 001381/822 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 1381/822 |
| Instrument | I-2023-002976 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | May 20, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 776 EAGLE DR, INCLINE VILLAGE, NV 89451-8847 |
| Document Number | 001381/842 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 1381/842 |
| Instrument | I-2023-002977 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | VIAN, OK 74962 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Nov 22, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 776 EAGLE DR, INCLINE VILLAGE, NV 89451 |
| Document Number | 001350/409 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 1350/409 |
| Instrument | I-2022-004404 |
| Name | ARMSTRONG BANK |
|---|---|
| Type | Bank |
| Address | VIAN, OK 74962 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00001352/8 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 1352/8 |
| Instrument | I-2022-004959 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE OK |
| Recording Date | Oct 17, 2019 |
| Property Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Document Number | 01254/0336 |
| Book / Page | 1254 / 0336 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-006878 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34077 S 528 RD, COOKSON, OK 74427-2064 |
| Document Number | 2019006879 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-006879 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Cherokee County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cherokee County |
| Unified School District | Keys Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,982 (-3.02%) Land $715 Building $5,267 | $54,378 (-3.02%) Land $6,500 Building $47,878 | |
| 2025 | $516.00 | $6,168 (-39.38%) Land $715 Building $5,453 | $56,073 (-39.38%) Land $6,500 Building $49,573 |
| 2024 | $516.00 (-35.42%) | $10,175 (-) Land $715 Building $9,460 | $92,500 (-) Land $6,500 Building $86,000 |
| 2023 | $799.00 (-0.75%) | $10,175 (-) Land $715 Building $9,460 | $92,500 (-) Land $6,500 Building $86,000 |
| 2022 | $805.00 | $10,175 Land $715 Building $9,460 | $92,500 Land $6,500 Building $86,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 43% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE CO. RWD # 16 (CHICKEN CREEK) private · serves 272 people · EPA ID OK1021707 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 46 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OzarksGo Fiber | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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