Grayson County property record for 3407 Riverside Dr, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,472 sqft · built 1948 |
| Lot Size | 10.6 acres (462,346 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Aug 2016) |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-A-38 |
| Primary APN | 55-A-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 3,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 462,346 sqft (10.6 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Shed | 1 Shed |
| Shed Area | 380 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 6103 |
|---|---|
| Street Address | 3407 RIVERSIDE DR |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 10.614 55-A-38 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK |
| Sep 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance SKYLINE NATIONAL BANK |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2016 · Amount on Record |
| Deed Sale | Aug 9, 2016 · Amount on Record |
| Deed Document Number | 20161363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Recording Date | May 22, 2026 |
| Property Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Document Number | 0000000904 |
| Book / Page | 719 / 885 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000904, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 719/885 |
| Instrument | 2026904 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000689/562 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 689/562 |
| Instrument | 230002313 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.29% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170001688 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 170001688 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 3407 RIVERSIDE DR, INDEPENDENCE, VA 24348-4810 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0170001689 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 170001689 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 18, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,544.00 (-6.65%) | $266,300 (-) Land $88,300 Building $178,000 | $266,300 (-) Land $88,300 Building $178,000 |
| 2023 | $1,654.00 | $266,300 Land $88,300 Building $178,000 | $266,300 Land $88,300 Building $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigaBeam Networks Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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