Grayson County property record for 2421 Riverside Dr, Independence, VA 24348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,904 sqft · built 1975 |
| Lot Size | 8.4 acres (366,122 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-A-16 |
| Primary APN | 55-A-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 4,244 sqft |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2005 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 366,122 sqft (8.4 acres) |
| Terrain | Rolling |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Stable | Stable |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2298 |
|---|---|
| Street Address | 2421 RIVERSIDE DR |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Description | 8.405 55-A-16 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | ELK CREEK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2421 RIVERSIDE DR, INDEPENDENCE, VA 24348-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK NA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Oct 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMM LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 2421 RIVERSIDE DR, INDEPENDENCE, VA 24348-4813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000613/747 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 613/747 |
| Instrument | 170002235 |
| Name | FLORIDA CAPITAL BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 2421 RIVERSIDE DR, INDEPENDENCE, VA 24348-4813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000642/926 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 642/926 |
| Instrument | 200001211 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 2421 RIVERSIDE DR, INDEPENDENCE, VA 24348-4813 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002235 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 210002235 |
| Name | EMM LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,081.00 (-3.34%) | $358,800 (-) Land $61,800 Building $297,000 | $358,800 (-) Land $61,800 Building $297,000 |
| 2023 | $2,153.00 | $358,800 Land $61,800 Building $297,000 | $358,800 Land $61,800 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigaBeam Networks Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures