3407 N Pointe Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3407 N Pointe Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	3,249 sqft · built 1994
Lot Size	0.959 acres (41,778 sqft)
Owner	2 Individual Names on File
Last Sale	$477,000 (Apr 2020)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2020 Mortgage
APN	`03-7.0-36-002-000-002.025`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-002-000-002.025`

Interior

Building Area	3,249 sqft Base Area
1st Floor Area	3,249 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	41,778 sqft (0.959 acres)
Lot Dimensions	220 ft deep x 189 ft wide

Location & Zoning

Street Address	3407 N POINTE DR
City	SAINT JOSEPH
State	MO
Zip	64506-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAKE AT TWELVE OAKS LOT:35 BLK:0LGL DESC:
Legal Subdivision	LAKE AT TWELVE OAKS
Legal Lot Number	35
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	100

Owner

3407 N Pointe Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3407 N POINTE DR, SAINT JOSEPH, MO 64506-4510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Beneficiary Deed, Transfer
Apr 9, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Deed Document Number	20202716
Deed Book / Page	3747 / 570
Last Transfer Date	Apr 9, 2021
Transfer Doc	00003761/1
Record Updated	Sep 20, 2026

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 13, 2021
Property Address	3407 N POINTE DR, SAINT JOSEPH, MO 64506-4510
Document Number	00003761/1
Book / Page	3761 / 1
Instrument Date	Apr 9, 2021
Instrument	2021003651
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 N POINTE DR, SAINT JOSEPH, MO 64506-4510

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 9, 2020
Property Address	3407 N POINTE DR, SAINT JOSEPH, MO 64506-4510
Document Number	003747/570
Book / Page	3747 / 570
Instrument Date	Apr 9, 2020
Instrument	2020002716
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4508 STONEBRIDGE DR W, 4508, SAINT JOSEPH, MO 64505-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 N POINTE DR, SAINT JOSEPH, MO 64506-4510

Mortgage

Document Number	2020002717
Date	Apr 9, 2020
Instrument	2020002717

Lender

Name	MIDWEST CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3407 N Pointe Dr was $5,787.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,787.00	$82,650 Land $9,500 Building $73,150	$434,980 Land $50,000 Building $384,980
2024	$5,787.00 (+16.02%)
2023	$4,988.00 (-0.72%)	$77,530 (-) Land $9,500 Building $68,030	$408,050 Land $50,000 Building $358,050
2022	$5,024.00	$77,530 Land $9,500 Building $68,030
2021			$408,050 Land $50,000 Building $358,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3407 N Pointe Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3407 N Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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