3405 N Pointe Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3405 N Pointe Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 1997
Lot Size	2 acres (87,307 sqft)
Owner	2 Individual Names on File
Last Sale	$68,800 (Jan 2017)
Tax Bill	$5,349 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
APN	`03-7.0-36-002-000-002.026`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-36-002-000-002.026`

Interior

Building Area	2,664 sqft Base Area
1st Floor Area	2,664 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	87,307 sqft (2 acres)
Lot Dimensions	220 ft deep x 396 ft wide

Location & Zoning

Street Address	3405 N POINTE DR
City	SAINT JOSEPH
State	MO
Zip	64506-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LAKE AT TWELVE OAKS LOT:36 BLK:0LGL DESC:
Legal Subdivision	LAKE AT TWELVE OAKS
Legal Lot Number	36
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	100

Owner

3405 N Pointe Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 N POINTE DR, SAINT JOSEPH, MO 64506-4510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on File
Deed Sale	Jan 11, 2017 · Amount on File
Deed Document Number	2017276
Record Updated	Sep 20, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2017
Property Address	3405 N POINTE DR, SAINT JOSEPH, MO 64506-4510
Document Number	2017000276
Instrument Date	Jan 10, 2017
Instrument	2017000276
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 N POINTE DR, SAINT JOSEPH, MO 64506-4510

Mortgage

Document Number	2017000277
Date	Jan 11, 2017
Instrument	2017000277

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3405 N Pointe Dr was $5,349, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,349.00 (+0.02%)	$79,420 Land $14,250 Building $65,170	$418,010 Land $75,000 Building $343,010
2024	$5,348.00 (+10.45%)
2023	$4,842.00 (-0.7%)	$74,860 (-) Land $14,250 Building $60,610	$394,020 Land $75,000 Building $319,020
2022	$4,876.00	$74,860 Land $14,250 Building $60,610
2021			$394,020 Land $75,000 Building $319,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3405 N Pointe Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 N Pointe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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