Kern County property record for 3407 Elgin Ct, Bakersfield, CA 93306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,033 sqft · built 2015 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Apr 2015) |
| Tax Bill | $4,634 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 435-073-08-00-6 |
| Primary APN | 435-073-08-00-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| 1st Floor Area | 2,033 sqft |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Wood |
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 98 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Old Parcel Number | 4350730800 |
|---|---|
| Street Address | 3407 ELGIN CT |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93306-7852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 6463, BLOCK, LOT 44 |
| Legal Tract | 6463 |
| Legal Lot Number | 44 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 912 |
Source: Kern County records · APN 435-073-08-00-6
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANPAL LLC |
| Aug 01, 2019 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on Record |
| Deed Sale | Apr 14, 2015 · Amount on Record |
| Prior Sale | Jul 03, 2013 |
| Deed Document Number | 0215043434 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000223952 |
|---|---|
| Date | Dec 01, 2021 |
| Instrument | 221223952 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000133221 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 220133221 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3407 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE AUBURN SPL |
| Name | Verified Name |
|---|
| Document Number | 0000093212 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 219093212 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,634.00 (+2.98%) Homeowner's exemption | $340,359 (+4.04%) Land $60,089 Building $280,270 |
| 2023 | $4,500.00 (+1.26%) Homeowner's exemption | $327,145 Land $57,756 Building $269,389 |
| 2022 | $4,444.00 |
Source: FEMA National Flood Hazard Layer, Kern County (06029C), as of April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 215 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA1510006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST NILES CSD serves 32,517 people |
|---|---|
| Water Source | Purchased surface water from KERN COUNTY WATER AGENCY |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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