Kern County property record for 3406 Elgin Ct, Bakersfield, CA 93306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,553 sqft · built 2021 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $312,500 (Jun 2021) |
| Tax Bill | $4,684 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Oct 2020 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 435-073-06-9 |
| Primary APN | 435-073-06-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,553 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Old Parcel Number | 4350730600 |
|---|---|
| Street Address | 3406 ELGIN CT |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93306-7852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 6463, BLOCK, LOT 42 |
| Legal Tract | 6463 |
| Legal Lot Number | 42 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 912 |
Source: Kern County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 5, 2020 | Deed of Trust, Mortgage · Construction Mortgage MISSION BANK |
| Jun 9, 2021 | Grant Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Jul 26, 2018 | Grant Deed, Transfer |
| Jul 2, 2018 | Grant Deed, Transfer LUCCA BUILDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 221108863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000135155 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 223135155 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Title Company | TICOR TITLE CA MULTIBRCH |
| Name | Verified Name |
|---|---|
| Address | 5401 BUSINESS PARK S 220, 220, BAKERSFIELD, CA 93309-1661 |
| Document Number | 0000144528 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 220144528 |
| Name | MISSION BANK |
|---|---|
| Type | Bank |
| Address | BAKERSFIELD, CA 93302 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000108863 |
| Map Reference | MB 56 PG 81-83 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 221108863 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000108864 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 221108864 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 26, 2018 |
| Property Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000094061 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 94061 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5401 BUSINESS PARK S #220 BAKERSFIELD CA 933091661, 220, BAKERSFIELD, CA 93309-1661 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 2, 2018 |
| Property Address | 3406 ELGIN CT, BAKERSFIELD, CA 93306-7852 |
| Document Number | 0000083193 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 83193 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14211 RAPHAEL AVE BAKERSFIELD CA 933067784, BAKERSFIELD, CA 93306-7784 |
| Document Number | 83194 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 83194 |
| Name | LUCCA BUILDING INC |
|---|---|
| Address | 5401 BUSINESS PARK S # 220, BAKERSFIELD, CA 93309-1661 |
| Amount | Amount Recorded |
|---|
Source: Kern County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Bakersfield City |
| Elementary School District | Bakersfield City School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,684.00 (+2.9%) | $337,716 (+4.04%) Land $70,357 Building $267,359 |
| 2023 | $4,552.00 (-0.15%) | $324,604 Land $67,626 Building $256,978 |
| 2022 | $4,559.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST NILES CSD serves 32,517 people · EPA ID CA1510006 |
|---|---|
| Water Source | Purchased surface water from KERN COUNTY WATER AGENCY |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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