3407 E Covey Ln, Ozark, MO 65721 Property Records

Christian County property record for 3407 E Covey Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,045 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$3,384 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-0.3-7-0-0-16`

Property Details

APN / Parcel Number

Primary APN	`12-0.3-7-0-0-16`
Alternative APN	`12-0.3-07-000-000-016.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,045 sqft Living Area
1st Floor Area	2,045 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3407 E COVEY LN
City	OZARK
State	MO
Zip	65721-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 330 W NEC SE NW W 328.9 S 675 E 328.9 N 675 TP POB
Legal Range	20W
Legal Township	27N
Legal Section	07
Legal Subdivision	OZARK OUT
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINDEN
Census Block Group	2
Census Block	2003
Census Tract	20310

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3407 E COVEY LN, OZARK, MO 65721-6226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage MID MISSOURI BK
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2007
Deed Sale	Jun 25, 2007
Deed Document Number	200712268
Deed Book / Page	2007 / 12124
Last Transfer Date	Mar 6, 2013
Transfer Doc	0201303016
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	3407 E COVEY LN, OZARK, MO 65721-6226
Document Number	0202008714
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3207 E COVEY LN OZARK MO 657216228, OZARK, MO 65721-6228

Mortgage

Document Number	0202008714
Date	Jun 15, 2020
Book Page	002020/008714
Instrument	8794

Lender

Name	MID MISSOURI BK
Address	SPRINGFIELD, MO 65814

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	3407 E COVEY LN, OZARK, MO 65721-6226
Document Number	0201902150
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 E COVEY LN OZARK MO 657216226, OZARK, MO 65721-6226

Mortgage

Document Number	0201902150
Date	Mar 5, 2019
Book Page	002019/002150
Instrument	2183

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,670 (+7.36%)	$319,300 (+7.36%) Land $55,000 Building $264,300
2024	$3,384.00
2023		$56,510	$297,400 Land $55,000 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 79% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E Covey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures