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3207 E Covey Ln, Ozark, MO 65721 Property Records

Christian County property record for 3207 E Covey Ln, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,748 sqft · built 1992
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesOct 2025 Line of Credit
Sep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN12-0.3-7-0-0-15

Property Details

APN / Parcel Number

Primary APN12-0.3-7-0-0-15
Alternative APN
  • 12-0.3-07-000-000-015.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Building Area2,748 sqft Adjusted Area
1st Floor Area1,399 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1999
Exterior MaterialWood
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address3207 E COVEY LN
CityOZARK
StateMO
Zip65721-6228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 QUAIL RUN 3
Legal Range20
Legal Township27
Legal Section07
Legal SubdivisionQUAIL RUN
Legal Lot Number5
JurisdictionCHRISTIAN MO
Township / Civil DivisionLINDEN
Census Block Group2
Census Block2006
Census Tract20310

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3207 E COVEY LN, OZARK, MO 65721-6228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
BLUCURRENT CU
Sep 8, 2025Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2025
Deed SaleSep 8, 2025
Prior SaleNov 1, 2011
Deed Document Number2025L10474
Deed Book / Page2025 / 10353
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address3207 E COVEY LN, OZARK, MO 65721-6228
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 E COVEY LN, OZARK, MO 65721-6228

Mortgage

Document Number0202512445
DateOct 27, 2025
Book Page2025/12445
Instrument2025L12601
Lender
NameBLUCURRENT CU
TypeCredit Union
AddressSPRINGFIELD, MO 65810
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 26, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateSep 8, 2025
Property Address3207 E COVEY LN, OZARK, MO 65721-6228
Document Number0202510353
Book / Page2025 / 10353
Instrument DateSep 8, 2025
Instrument2025L10474
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyHOGAN LAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 E COVEY LN, OZARK, MO 65721-6228

Mortgage

Document Number2025L10475
DateSep 8, 2025
Instrument2025L10475
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$52,990 (+7.77%)$278,900 (+7.77%) Land $40,000 Building $238,900
2024$49,170 (-)
2023$49,170$258,800 Land $40,000 Building $218,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 57% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Wisper ISP
Fixed Wireless		400 / 30

May also be available: Verizon.

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