3407 Cardiff Mist Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3407 Cardiff Mist Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,824 sqft · built 2014
Lot Size	0.243 acres (10,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,550 (Apr 2026)
Tax Bill	$13,288 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R415884`

Property Details

APN / Parcel Number

Primary APN	`R415884`
Alternative APN	`2254-03-001-0060-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,824 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	2,006 sqft
2nd Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,596 sqft (0.243 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3407 CARDIFF MIST DR
City	KATY
State	TX
Zip	77494-3992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON LAKES AT CARDIFF RANCH SEC 3, BLOCK 1, LOT 6
Legal Subdivision	CANYON LAKES AT CARDIFF RANCH SEC 3
Legal Block	1
Legal Lot Number	6
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2006
Census Tract	673111

Owner

Source: Fort Bend County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3407 CARDIFF MIST DR, KATY, TX 77494-3992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer · Conventional Mortgage NEST HOME LENDING LLC
May 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	May 26, 2021 · Amount on Record
Deed Document Number	202633015
Prior Transfer Date	May 25, 2021
Prior Transfer Doc	0000087163
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FORT BEND TX
Recording Date	Apr 6, 2026
Property Address	3407 CARDIFF MIST DR, KATY, TX 77494-3992
Document Number	0000033015
Instrument Date	Mar 23, 2026
Instrument	202633015
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	UPWARD TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 CARDIFF MIST DR, KATY, TX 77494-3992

Mortgage

Document Number	0000033016,
Date	Apr 6, 2026
Instrument	202633016

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 26, 2021
Property Address	3407 CARDIFF MIST DR, KATY, TX 77494-3992
Document Number	0000087163
Map Reference	PL 20130007
Instrument Date	May 25, 2021
Instrument	2021087163
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 CARDIFF MIST DR, KATY, TX 77494-3992
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087164
Date	May 26, 2021
Instrument	2021087164

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,288.00 (-1.98%) Homeowner's exemption	$665,638 (+2.47%) Land $112,613 Building $553,025	$665,638 (+2.47%) Land $112,613 Building $553,025
2024	$13,556.00 (+28.59%) Homeowner's exemption	$649,589 (+1.67%) Land $112,613 Building $536,976	$649,589 (+1.67%) Land $112,613 Building $536,976
2023	$10,542.00 (+41.62%)	$638,890 Land $86,625 Building $552,265	$638,890 Land $86,625 Building $552,265
2018	$7,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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