3402 Cardiff Mist Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3402 Cardiff Mist Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,588 sqft · built 2013
Lot Size	0.419 acres (18,276 sqft)
Owner	Individual Name on Record
Tax Bill	$6,445 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R415886`

Property Details

APN / Parcel Number

Primary APN	`R415886`
Alternative APN	`2254-03-001-0080-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,588 sqft Living Area
1st Floor Area	2,075 sqft
2nd Floor Area	1,513 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	18,276 sqft (0.419 acres)
Garage Type	Attached
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R415886
Street Address	3402 CARDIFF MIST DR
City	KATY
State	TX
Zip	77494-3991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON LAKES AT CARDIFF RANCH SEC 3, BLOCK 1, LOT 8
Legal Subdivision	CANYON LAKES AT CARDIFF RANCH SEC 3
Legal Block	1
Legal Lot Number	8
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2006
Census Tract	673111

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUTHERLAND MORTGAGE SERVICES INC
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUTHERLAND MORTGAGE SERVICES INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUTHERLAND MORTGAGE SERVICES INC
Nov 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020
Deed Sale	Nov 16, 2020
Prior Sale	Sep 30, 2013
Deed Document Number	2020162469
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040881
Date	Apr 19, 2017
Instrument	2017040881

Lender

Name	SUTHERLAND MORTGAGE SERVICES INC
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022438
Date	Mar 7, 2019
Instrument	2019022438

Lender

Name	SUTHERLAND MORTGAGE SERVICES INC
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FATICO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107968
Date	Sep 23, 2019
Instrument	2019107968

Lender

Name	SUTHERLAND MORTGAGE SERVICES INC
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Nov 16, 2020
Property Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991
Document Number	0000162469
Map Reference	PL 20130007
Instrument Date	Nov 13, 2020
Instrument	2020162469
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 CARDIFF MIST DR, 3402, KATY, TX 77494-3991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 CARDIFF MIST DR, KATY, TX 77494-3991

Mortgage

Document Number	0000162470
Date	Nov 16, 2020
Instrument	2020162470

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,445.00 (-42.9%) Homeowner's exemption	$644,377 (+1%) Land $160,875 Building $514,753	$675,628 (+0.93%) Land $160,875 Building $514,753
2024	$11,287.00 (+58.93%) Homeowner's exemption	$585,797 (+1%) Land $160,875 Building $508,528	$669,403 (+2.3%) Land $160,875 Building $508,528
2023	$7,102.00 (-5.33%) Homeowner's exemption	$532,543 Land $123,750 Building $530,592	$654,342 Land $123,750 Building $530,592
2018	$7,502.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 108 policies
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: T-Mobile.

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