3406 Timber Rd, Lone Grove, OK 73443 Property Records

Carter County property record for 3406 Timber Rd, Lone Grove, OK 73443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1971
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Mar 2022)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23822`

Property Details

APN / Parcel Number

Primary APN	`23822`
Alternative APN	`0000-04-05S-01W-4-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,112 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Mixed
Garage Area	240 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23822
Street Address	3406 TIMBER RD
City	LONE GROVE
State	OK
Zip	73443-6449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 208.7 S 417.4 SW SW SE- LESS .12 AC TO COUNTY ROAD- 04 05S 01W
Legal Range	01W
Legal Township	05S
Legal Section	04
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2029
Census Tract	892502

Owner

3406 Timber Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3406 TIMBER RD, LONE GROVE, OK 73443-6449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on File
Deed Sale	Mar 8, 2022 · Amount on File
Deed Document Number	20222467
Deed Book / Page	7189 / 319
Record Updated	Oct 29, 2026

March 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CARTER OK
Recording Date	Mar 8, 2022
Property Address	3406 TIMBER RD, LONE GROVE, OK 73443
Document Number	007189/319
Book / Page	7189 / 319
Instrument Date	Mar 7, 2022
Instrument	I-2022-002467
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	ARBUCKLE CLOSING AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1304, LONE GROVE, OK 73443-1304

Mortgage

Document Number	I2022002468
Date	Mar 8, 2022
Instrument	I-2022-002468

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	May 3, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Timber Rd was $1,037.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,419 (+5.01%) Land $564 Building $9,855	$86,821 (-8.62%) Land $4,700 Building $82,121
2025	$1,037.00	$9,922 Land $564 Building $9,358	$95,007 Land $4,700 Building $90,307
2023	$944.00	$9,000 Land $564 Building $8,436	$75,000 Land $4,700 Building $70,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3406 Timber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3406 Timber Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
Chickasaw Telephone Company DSL	10 / 1