3259 Timber Rd, Lone Grove, OK 73443 Property Records

Carter County property record for 3259 Timber Rd, Lone Grove, OK 73443

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,434 sqft · built 2013
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jan 2020)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23920`

Property Details

APN / Parcel Number

Primary APN	`23920`
Alternative APN	`0000-09-05S-01W-1-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
1st Floor Area	2,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Attached
Garage Area	700 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,428 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	200 sqft
Storage Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23920
Street Address	LOG WAY
State	OK
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	E/2 SW NE-SW SW NE-09 05S 01W
Legal Range	01W
Legal Township	05S
Legal Section	09
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2032
Census Tract	892502

Owner

3259 Timber Rd, a rural home, is owned by two individuals who acquired it in August 2025.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
Nov 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO
May 20, 2020	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Mar 13, 2015 · Amount on File
Deed Document Number	20201231
Deed Book / Page	6835 / 297
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000009294
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6516/163
Date	Mar 2, 2018
Book Page	6516/163
Instrument	2018-002324

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 23, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6631/113
Date	Nov 9, 2018
Book Page	6631/113
Instrument	2018-012654

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 9, 2019

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	May 20, 2020
Property Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422
Document Number	0006881/17
Book / Page	6881 / 17
Instrument Date	May 18, 2020
Instrument	2020-005485
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 28, 2020
Property Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422
Document Number	006835/297
Book / Page	6835 / 297
Instrument Date	Jan 24, 2020
Instrument	2020-001231
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3259 TIMBER RD, LONE GROVE, OK 73443-6422

Mortgage

Document Number	2020001232
Date	Jan 28, 2020
Instrument	2020-001232

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3259 Timber Rd was $4,899.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,274 (+3%) Land $1,548 Building $46,726	$402,284 (-17.99%) Land $12,896 Building $389,388
2025	$4,899.00	$46,869 Land $1,548 Building $45,321	$490,519 Land $12,896 Building $477,623
2023	$4,473.00	$42,624 Land $8,576 Building $34,048	$355,202 Land $71,466 Building $283,736

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3259 Timber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3259 Timber Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 68% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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