3406 Summer Set Way, Oceanside, CA 92056 Property Records

San Diego County property record for 3406 Summer Set Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,728 sqft · built 1979
Lot Size	0.217 acres (9,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,520,000 (Mar 2024)
Tax Bill	$5,929 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`165-550-32-00`

Property Details

APN / Parcel Number

Primary APN	`165-550-32-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,437 sqft (0.217 acres)
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3406 SUMMER SET WAY
City	OCEANSIDE
State	CA
Zip	92056-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 77 TR 008420
Legal Subdivision	CAMINO REAL
Legal Tract	008420
Legal Block	3
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18515

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1410 PAMBARA CIR, OCEANSIDE, CA 92054-5765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Grant Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Jul 6, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	202456386
Prior Transfer Date	May 9, 2006
Prior Transfer Doc	0000343725
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2024
Property Address	3406 SUMMER SET WAY, OCEANSIDE, CA 92056-3207
Document Number	0000056386
Map Reference	MAP 8420
Instrument Date	Feb 29, 2024
Instrument	2024-0056386
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1410 PAMBARA CIRCLE, OLIVENHAIN, CA 92024

Mortgage

Document Number	0000056387
Date	Mar 6, 2024
Instrument	2024-0056387

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2023
Property Address	3406 SUMMER SET WAY, OCEANSIDE, CA 92056-3207
Document Number	0000176555
Map Reference	MAP 8420
Instrument Date	Jun 29, 2023
Instrument	2023-0176555
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO TORRANC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MARTHATTAN BEACH BLVD #100 # 100, 100, REDONDO BEACH, CA 90278

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,713 (+2%) Land $358,421 Building $186,292
2025	$5,929.00 (+27.67%) Homeowner's exemption	$534,034 (+26%) Land $351,394 Building $182,640
2023	$4,644.00 (+1.57%) Homeowner's exemption	$423,845 (+2%) Land $235,474 Building $188,371
2022	$4,572.00 Homeowner's exemption	$415,535 Land $230,857 Building $184,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Summer Set Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures