San Diego County property record for 3402 Summer Set Way, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,947 sqft Living Area |
| Lot Size | 10,485 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,400,000 (2025) |
| Tax Bill | $9,247.00 (2025) |
Source: San Diego County records · APN 165-550-31-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 31, 2023 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) LOAN STORE |
| Jun 08, 2017 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Prior Sale | Jun 08, 2017 · Amount on Record |
| Deed Doc Number | 202568764 |
| Prior Transfer Date | Mar 24, 2003 |
| Prior Transfer Doc | 0000434751 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 01, 2026 |
| Property Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000088510 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202688510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000088510, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202688510 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000140819 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023-0140819 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000278393 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021-0278393 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000078835 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3402 SUMMER SET WAY OCEANSIDE CA 920563207, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000078835 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 78835 |
| Name | LOAN STORE |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 08, 2017 |
| Property Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000257979 |
| Map Reference | MAP8420 |
| Instrument Date | May 16, 2017 |
| Instrument | 2017-0257979 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3402 SUMMER SET WAY, OCEANSIDE, CA 92056-3207 |
| Document Number | 0000257980 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 2017-0257980 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Number | 0000257981 |
|---|---|
| Date | Jun 08, 2017 |
| Instrument | 2017-0257981 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,428,000 (+73.3%) Land $1,224,000 Building $204,000 | |
| 2025 | $9,247.00 (+1.94%) | $824,008 (+4.04%) Land $475,391 Building $348,617 |
| 2024 | $9,071.00 (+3.19%) | |
| 2023 | $8,791.00 (+1.54%) | $792,013 Land $456,932 Building $335,081 |
| 2022 | $8,658.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 165-550-31-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,947 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Tile Roof |
| Lot Area | 10,485 sqft (0.241 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3402 SUMMER SET WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 78 TR 008420 |
| Legal Subdivision | CAMINO REAL |
| Legal Tract | 008420 |
| Legal Block | 3 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 18515 |
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