3406 Perching Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3406 Perching Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,620 sqft Heated Area
Lot Size	7,492 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$148,000 (2009)
Tax Bill	$2,791.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`135928`
Alternative APN	`272630056200010730`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,620 sqft Heated Area
Gross Area	3,256 sqft Gross Area
1st Floor	1,226 sqft 1st Floor
Upper Floors	1,394 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	441 sqft Garage

Exterior Amenities

Pool Area	150 sqft Pool
Fence	Fence
Deck Area	1,300 sqft Deck
Porch	Open Porch
Porch Area	195 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	135928
Street Address	3406 PERCHING RD
City	SAINT CLOUD
State	FL
Zip	34772-7769
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 73
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	1
Legal Tract	562
Legal Block	1
Legal Lot Number	73
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1013
Census Tract	43207

Owner

Source: Osceola County records · APN 135928

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	7074 HOMESTEAD LOOP APT 301, 301, WILDWOOD, FL 34785-4292
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2009 · Amount on Record
Deed Sale	May 21, 2009 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Doc Number	0038381034
Last Transfer Date	Apr 25, 2011
Transfer Doc	0041210901
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3406 PERCHING RD, SAINT CLOUD, FL 34772-7769
Document Number	0055552398
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3406 PERCHING RD ST CLOUD FL 347727769, ST CLOUD, FL 34772-7769

Mortgage

Document Number	0055552398
Date	Jul 12, 2019
Book Page	005555/002398
Instrument	89613

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 11, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,791.00 (+6.57%) Homeowner's exemption	$198,805 (+5.99%)	$379,500 (+4.69%) Land $70,000 Building $309,500
2023	$2,619.00 (+18.08%) Homeowner's exemption	$187,576 (+13.53%)	$362,500 (+21.12%) Land $60,000 Building $302,500
2022	$2,218.00 Homeowner's exemption	$165,220	$299,300 Land $55,000 Building $244,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 725 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.