Osceola County property record for 3404 Perching Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,960 sqft Heated Area |
| Lot Size | 7,710 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $139,000 (2009) |
| Tax Bill | $1,504.00 (2025) |
| Primary APN | 135927 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 2,500 sqft Gross Area |
| 1st Floor | 1,960 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,710 sqft (0.176 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Porch | Open Porch |
| Porch Area | 160 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 135927 |
|---|---|
| Street Address | 3404 PERCHING RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 1 PB 17 PGS 127-131 LOT 72 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PHASE 1 - 3 |
| Legal Phase | 1 |
| Legal Tract | 562 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 135927
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3404 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 05, 2018 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2009 · Amount on Record |
| Deed Sale | Nov 18, 2009 · Amount on Record |
| Prior Sale | Feb 20, 2006 · Amount on Record |
| Deed Doc Number | 2009184342 |
| Deed Book / Page | 3915 / 2646 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3404 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3404 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0059050969 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 5905/969 |
| Instrument | 2021032798 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3404 PERCHING RD, SAINT CLOUD, FL 34772-7769 |
| Document Number | 0053460006 |
| Instrument Date | May 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3404 PERCHING RD ST CLOUD FL 347727769, ST CLOUD, FL 34772-7769 |
| Document Number | 0053460006 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 005346/000006 |
| Instrument | 87785 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2048 |
| Rate | 3.75% |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,504.00 (+7.58%) Homeowner's exemption | $126,955 (+5.99%) | $314,200 (+5.01%) Land $70,000 Building $244,200 |
| 2023 | $1,398.00 (+4.64%) Homeowner's exemption | $119,785 (+3%) | $299,200 (+15.08%) Land $60,000 Building $239,200 |
| 2022 | $1,336.00 Homeowner's exemption | $116,297 | $260,000 Land $55,000 Building $205,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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