3405 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3405 W 4th St, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1956
Square Footage	1,348 sqft Living Area
Lot Size	40,946 sqft (0.94 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2007)
Tax Bill	$4,468.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-33-477-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft 1st Floor
Basement Area	1,348 sqft Basement
Finished Basement	925 sqft Finished
Game Room	Game Room
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	203 ft deep x 90 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	529 sqft Garage
Porch	Porch
Porch Area	114 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3405 W 4TH ST
City	WATERLOO
State	IA
Zip	50701-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST PT SE SE SEC 33 T 89 R 13 COM AT PT 170 FT E & 260 FT N OF SW COR TH E 310.6 FT TH N 374.6 FT TO SELY
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	1501

Owner

Source: Black Hawk County records · APN 8913-33-477-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3405 W 4TH ST, WATERLOO, IA 50701-4413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2007 · Amount on Record
Deed Sale	Jul 16, 2007 · Amount on Record
Deed Document Number	20072008001120
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,468.00 Homeowner's exemption	$239,230 (+10.67%) Land $56,400 Building $182,830	$239,230 (+10.67%) Land $56,400 Building $182,830
2024	$4,468.00 (+12.71%)
2023		$216,170 (+14.16%) Land $56,400 Building $159,770	$216,170 (+14.16%) Land $56,400 Building $159,770
2022	$3,964.00 Homeowner's exemption	$189,350 Land $56,400 Building $132,950
2021			$189,350 Land $56,400 Building $132,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.