3341 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3341 W 4th St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	11 bd · 6.5 ba · 5,971 sqft · built 1975
Lot Size	0.91 acres (39,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Jun 2020)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`8913-33-477-039`

Property Details

APN / Parcel Number

Primary APN	`8913-33-477-039`

Interior

Bedrooms	11 Beds
Full Baths	6.5 Baths
Half Baths	7 Half Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	5,971 sqft Living Area
1st Floor Area	5,971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,639 sqft (0.91 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3341 W 4TH ST
City	WATERLOO
State	IA
Zip	50701-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST PT SE SE SEC 33 T 89 R 13 COM AT A PT WHICH IS 260 FT N OF A PT 480.6 FT E SW COR OF SE 1/4 TH N 374.6 FT
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	1501

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3341 W 4TH ST, WATERLOO, IA 50701-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202022803
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 24, 2020
Property Address	3341 W 4TH ST, WATERLOO, IA 50701-4411
Document Number	202000022803
Instrument Date	Jun 18, 2020
Instrument	202000022803
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 W 4TH ST, WATERLOO, IA 50701-4411

Mortgage

Document Number	202000022804
Date	Jun 24, 2020
Instrument	202000022804

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,496.00 (+5.37%) Homeowner's exemption	$294,740 (+11.5%) Land $54,600 Building $240,140	$294,740 (+11.5%) Land $54,600 Building $240,140
2024	$5,216.00 (+6.1%)
2023		$264,340 (+13.61%) Land $54,600 Building $209,740	$264,340 (+13.61%) Land $54,600 Building $209,740
2022	$4,916.00 Homeowner's exemption	$232,680 Land $54,600 Building $178,080
2021			$232,680 Land $54,600 Building $178,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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