3405 Olney Dr, Durham, NC 27705 Property Records

Durham County property record for 3405 Olney Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,800 sqft · built 1996
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$422,500 (Sep 2020)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0801-33-3555`

Property Details

APN / Parcel Number

Primary APN	`0801-33-3555`
Alternative APNs	`0801-33-35-5520` `080103333557` `8645220` `137910`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,800 sqft Heated Area
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3405 OLNEY DR
City	DURHAM
State	NC
Zip	27705-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	WINSTEAD/PH:02/LT#54 PL:000136-000018
Legal Subdivision	WINSTEAD
Legal Phase	2
Legal Lot Number	54
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2014
Census Tract	2030

Owner

Source: Durham County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3405 OLNEY DR, DURHAM, NC 27705-5497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · ARM CIBC BANK USA
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Jun 23, 2010 · Amount on Record
Deed Document Number	202040274
Deed Book / Page	9076 / 397
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0082620935
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3405 OLNEY DR, DURHAM, NC 27705-5497
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083100931
Date	Nov 17, 2017
Book Page	8310/931
Instrument	2017040568

Lender

Name	CIBC BANK USA
Address	WORTH, IL 60482

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 23, 2020
Property Address	3405 OLNEY DR, DURHAM, NC 27705-5497
Document Number	0090760397
Book / Page	9076 / 397
Map Reference	MB 136 PG 18
Instrument Date	Sep 18, 2020
Instrument	2020040274
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 PLANTATION DR, 812, NEW BERN, NC 28562-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 OLNEY DR, DURHAM, NC 27705-5497

Mortgage

Document Number	2020040275
Date	Sep 23, 2020
Instrument	2020040275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 1, 2017
Property Address	3405 OLNEY DR, DURHAM, NC 27705-5497
Document Number	0082620935
Book / Page	008262 / 000935
Instrument Date	Aug 28, 2017
Instrument	31148
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3405 OLNEY DR DURHAM NC 277055497, DURHAM, NC 27705-5497

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (-69.15%)	$670,282 (+80.55%) Land $149,625 Building $520,657	$670,282 (+80.55%) Land $149,625 Building $520,657
2023	$4,862.00 (+2.34%)	$371,237 Land $72,985 Building $298,252	$371,237 Land $72,985 Building $298,252
2022	$4,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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