3403 Olney Dr, Durham, NC 27705 Property Records

Durham County property record for 3403 Olney Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,831 sqft · built 1997
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Mar 2025)
Tax Bill	$8,331 (2026)
Deeds & Mortgages	Feb 2021 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0801-33-2681`

Property Details

APN / Parcel Number

Primary APN	`0801-33-2681`
Alternative APNs	`0801-33-26-8124` `080103332692` `137911`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,831 sqft Heated Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	164 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3403 OLNEY DR
City	DURHAM
State	NC
Zip	27705-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	WINSTEAD/PH:02/LT#55 PL:000136-000018
Legal Subdivision	WINSTEAD
Legal Phase	2
Legal Lot Number	55
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	2
Census Block	2014
Census Tract	2030

Owner

3403 Olney Dr is owned and occupied by two individuals who bought it in March 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3403 OLNEY DR, DURHAM, NC 27705-5497
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	2025126827
Deed Book / Page	10269 / 701
Prior Transfer Date	Jul 28, 2014
Prior Transfer Doc	0075380788
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3403 OLNEY DR, DURHAM, NC 27705-5497
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 OLNEY DR, DURHAM, NC 27705-5497

Mortgage

Document Number	0092420035
Date	Feb 25, 2021
Book Page	9242/35
Instrument	2021009180

Lender

Name	COGENT BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	238 Months
Due	Dec 29, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3403 OLNEY DR, DURHAM, NC 27705-5497
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0096810217
Date	Apr 28, 2022
Book Page	9681/217
Instrument	2022017988

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3403 Olney Dr was $8,331, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,331.00 (+2.52%)	$819,831 (-) Land $149,625 Building $670,206	$819,831 (-) Land $149,625 Building $670,206
2025	$8,126.00	$819,831 Land $149,625 Building $670,206	$819,831 Land $149,625 Building $670,206
2023	$6,059.00 (+2.35%)	$462,593 Land $72,985 Building $389,608	$462,593 Land $72,985 Building $389,608
2022	$5,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3403 Olney Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3403 Olney Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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