3405 Northside Dr, Key West, FL 33040 Property Records

Monroe County property record for 3405 Northside Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,951 sqft · built 1965
Lot Size	0.139 acres (6,065 sqft)
Owner	2 Individual Names on File
Last Sale	$502,000 (Jan 2021)
Tax Bill	$4,406 (2024)
Deeds & Mortgages	Jan 2021 Sale Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00056960-000000`

Property Details

APN / Parcel Number

Primary APN	`00056960-000000`
Alternative APNs	`01010100056960000000` `1057444`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,065 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Garage Type	Carport
Garage Area	285 sqft
Carport	Carport
Carport Area	285 sqft
Pool Area	435 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1057444
Street Address	3405 NORTHSIDE DR
City	KEY WEST
State	FL
Zip	33040-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 1 LT 9 KW PEARLMAN HEIGHTS PB4-85 OR202-387 OR554-869 OR964-1345 OR1014-33 OR1068-987 OR1179-2089 OR1235-548 OR1243-1452 OR1815-1016 OR2551-1443/46 OR2917-613/14 OR3069-1223
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN HEIGHTS
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1016
Census Tract	971900

Owner

3405 Northside Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Monroe County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 NORTHSIDE DR, KEY WEST, FL 33040-4238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	20212299783
Deed Book / Page	3069 / 1223
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jan 15, 2021
Property Address	3405 NORTHSIDE DR, KEY WEST, FL 33040-4238
Document Number	0030691223
Book / Page	3069 / 1223
Map Reference	MB 4 PG 85
Instrument Date	Jan 15, 2021
Instrument	2299783
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,757.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 NORTHSIDE DR, KEY WEST, FL 33040-4238

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 17, 2018
Property Address	3405 NORTHSIDE DR, KEY WEST, FL 33040-4238
Document Number	0029170613
Book / Page	2917 / 0613
Map Reference	MB4 PG85
Instrument Date	Jul 16, 2018
Instrument	2178237
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ALLAMANDA TER, 12, KEY WEST, FL 33040-6203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 NORTHSIDE DR, KEY WEST, FL 33040-4238

Mortgage

Document Number	0002178239
Date	Jul 17, 2018
Instrument	2178239

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$533,319	$697,446 Land $421,055 Building $276,391
2024	$4,406.00 (+1.8%)
2023	$4,328.00 (+4.54%) Homeowner's exemption	$503,194 (+3%)	$722,709 (+15.84%) Land $464,436 Building $258,273
2022	$4,140.00 Homeowner's exemption	$488,538	$623,898 Land $362,363 Building $261,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Northside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Northside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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