3401 Northside Dr, Key West, FL 33040 Property Records

Monroe County property record for 3401 Northside Dr, Key West, FL 33040

Property Summary

Property Type	Commercial
Details	3 ba · 6,996 sqft · built 1992
Lot Size	0.568 acres (24,728 sqft)
Owner	Company Name on File
Last Sale	$3,650,000 (Oct 2020)
Tax Bill	$23,155 (2024)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`00065570-000100`

Property Details

APN / Parcel Number

Primary APN	`00065570-000100`
Alternative APNs	`01010100065570000100` `1068314`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	6,996 sqft Gross Area
1st Floor Area	6,996 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Metal
Lot Area	24,728 sqft (0.568 acres)
Lot Dimensions	205 ft deep x 102 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	1,116 sqft
Deck Area	470 sqft
Patio Area	969 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1068314
Street Address	3401 NORTHSIDE DR
City	KEY WEST
State	FL
Zip	33040-4238
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	SF-2
Legal Description	KW PLAT OF SURVEY OF LANDS ON ISLAND OF KEY WEST MONROE COUNTY FLA PT TR 5 PB3-35 OR441-36/37 OR506-146 OR823-1583/1587 OR829-525-527 OR844-444/447 OR844-448/452 OR861-834/838 OR1057-1253/1256 OR1070-667/668 OR1741-157/158 OR3053-2040
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	SURV LANDS ON ISLAND KEY WEST
Legal Tract	5
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1016
Census Tract	971900

Owner

3401 Northside Dr, a commercial property, is owned by a company that bought it in October 2020.

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	101 ALMERIA AVE, CORAL GABLES, FL 33134-6008
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit THE NORTHERN TRUST CO
Oct 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Nov 27, 2001 · Amount on File
Deed Document Number	20202288836
Deed Book / Page	3053 / 2040
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3401 NORTHSIDE DR, KEY WEST, FL 33040-4238
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 S LA SALLE ST, CHICAGO, IL 60603-1008

Mortgage

Document Number	0030841207
Date	Mar 26, 2021
Book Page	3084/1207
Instrument	2310583

Lender

Name	THE NORTHERN TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 29, 2020
Property Address	3401 NORTHSIDE DR, KEY WEST, FL 33040-4238
Document Number	0030532040
Book / Page	003053 / 002040
Instrument Date	Oct 28, 2020
Instrument	2288836
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 ALMERIA AVE CORAL GABLES FL 331346008, CORAL GABLES, FL 33134-6008

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,663,613 Land $1,472,181 Building $1,191,432	$2,663,613 Land $1,472,181 Building $1,191,432
2024	$23,155.00 (+2.66%)
2023	$22,554.00 (+1.43%)	$2,514,188 (-0.01%) Land $1,363,131 Building $1,151,057	$2,514,188 (-0.01%) Land $1,363,131 Building $1,151,057
2022	$22,236.00	$2,514,325 Land $1,363,131 Building $1,151,194	$2,514,325 Land $1,363,131 Building $1,151,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3401 Northside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3401 Northside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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