3405 Lost Tree Ter, Columbia, MO 65202 Property Records

Boone County property record for 3405 Lost Tree Ter, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 2005
Lot Size	0.236 acres (10,299 sqft)
Owner	Individual Name on Record
Last Sale	$176,300 (Oct 2018)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-804-00-08-003-00`

Property Details

APN / Parcel Number

Primary APN	`12-804-00-08-003-00`
Alternative APN	`12-804-00-08-003.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,299 sqft (0.236 acres)
Lot Dimensions	128 ft deep x 79.9 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3405 LOST TREE TER
City	COLUMBIA
State	MO
Zip	65202-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SHIRE ESTATES PLAT 1 LOT 3
Legal Range	12W
Legal Township	49N
Legal Section	34
Legal Subdivision	LAKE SHIRE ESTATES
Legal Lot Number	3
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2005
Census Tract	1604

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3405 LOST TREE TER, COLUMBIA, MO 65202-5741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage COMMERCIAL TR CO/FAYETTE ISAOA
Oct 10, 2018	Deed, Transfer · Conventional Mortgage COMMERCIAL TRUST CO OF FAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Apr 24, 2006 · Amount on Record
Deed Document Number	201819443
Deed Book / Page	4951 / 37
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3405 LOST TREE TER, COLUMBIA, MO 65202-5741
Document Number	0000018585
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOST TREE TER COLUMBIA MO 652025741, COLUMBIA, MO 65202-5741

Mortgage

Document Number	0000018585
Date	Aug 7, 2020
Book Page	005242/000033
Instrument	18585

Lender

Name	COMMERCIAL TR CO/FAYETTE ISAOA
Address	180 W SEXTON ST, HARRISBURG, MO 65256-9700

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE MO
Recording Date	Oct 10, 2018
Property Address	3405 LOST TREE TER, COLUMBIA, MO 65202-5741
Document Number	2018019443
Book / Page	4951 / 0037
Map Reference	MB38 PG37
Instrument Date	Oct 9, 2018
Instrument	2018019443
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 LOST TREE TER, COLUMBIA, MO 65202-5741

Mortgage

Document Number	2018019444
Date	Oct 10, 2018
Instrument	2018019444

Lender

Name	COMMERCIAL TRUST CO OF FAYETTE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,307 (-) Land $6,080 Building $27,227
2025	$2,181.00 (+12.08%)	$33,307 (+14.5%) Land $6,080 Building $27,227	$175,300 (+14.5%) Land $32,000 Building $143,300
2023	$1,946.00 (+8.11%)	$29,089 Land $6,080 Building $23,009	$153,100 Land $32,000 Building $121,100
2022	$1,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe.

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