3403 Lost Tree Ter, Columbia, MO 65202 Property Records

Boone County property record for 3403 Lost Tree Ter, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2005
Lot Size	0.281 acres (12,257 sqft)
Owner	Individual Name on File
Last Sale	$19,200 (Jul 2019)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-804-00-08-004-00`

Property Details

APN / Parcel Number

Primary APN	`12-804-00-08-004-00`
Alternative APN	`12-804-00-08-004.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
1st Floor Area	1,394 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,257 sqft (0.281 acres)
Lot Dimensions	195 ft deep x 62.6 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3403 LOST TREE TER
City	COLUMBIA
State	MO
Zip	65202-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE SHIRE ESTATES PLAT 1 LOT 4
Legal Range	12W
Legal Township	49N
Legal Section	34
Legal Subdivision	LAKE SHIRE ESTATES
Legal Lot Number	4
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2005
Census Tract	1604

Owner

3403 Lost Tree Ter is owned and occupied by an individual who bought it in July 2019.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit CALLAWAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	Nov 16, 2005
Deed Document Number	201912865
Deed Book / Page	5049 / 115
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741

Mortgage

Document Number	0000005420
Date	Apr 18, 2023
Book Page	5736/91
Instrument	2023005420

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 8, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013230
Date	May 4, 2021
Book Page	5421/91
Instrument	2021013230

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024790
Date	Dec 8, 2017
Book Page	4836/0040
Instrument	2017024790

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3403 LOST TREE TER, COLUMBIA, MO 65202-5741
Document Number	0000012784
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 LOST TREE TER COLUMBIA MO 652025741, COLUMBIA, MO 65202-5741

Mortgage

Document Number	0000012784
Date	Jul 15, 2019
Book Page	005049/000034
Instrument	12784

Lender

Name	CALLAWAY BK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3403 Lost Tree Ter was $2,269.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,656 (-) Land $6,080 Building $28,576
2025	$2,269.00	$34,656 Land $6,080 Building $28,576	$182,400 Land $32,000 Building $150,400
2023	$2,025.00 (+8.12%)	$30,267 Land $6,080 Building $24,187	$159,300 Land $32,000 Building $127,300
2022	$1,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3403 Lost Tree Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3403 Lost Tree Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FireServe.

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